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TABLE OF CONTENTS <br /> 1.0 EXECUTIVE SUMMARY AND RECOMENDATIONS 1 <br /> 1.1 Summary of Findings 1 <br /> 1.2 Recommendations for Updates to Chapter 11 2 <br /> 2.0 INTRODUCTION AND SUMMARY OF FINDINGS 9 <br /> 2.1 Household Income Categories 9 <br /> 2.2 Overview of Existing Chapter 11 Requirements 10 <br /> 2.3 Need for Affordable Housing in Hawaii County 11 <br /> 2.4 Financial Feasibility Analysis 12 <br /> 2.5 Review of Excess Credit System 15 <br /> 2.6 Requirements for Other Counties 16 <br /> 2.7 Incentives 16 <br /> 2.8 Report Organization 17 <br /> 3.0 AFFORDABLE HOUSING REQUIREMENTS—OTHER COUNTIES 18 <br /> 3.1 Maui County 20. <br /> 3.2 Kaua'i County 22 <br /> 3.3 Honolulu City and County 23 <br /> 3.4 Lessons Learned From Other Counties 25 <br /> 4.0 DEVELOPER STAKEHOLDER INTERVIEWS 26 <br /> 5.0 EFFECTIVENSS OF EXCESS CREDIT SYSTEM 29 <br /> 5.1 Excess Credit Balance 29 <br /> 5.2 Pricing of credits 29 <br /> 5.3 Geographic Area Restriction 30 <br /> 5.4 Effectiveness of Excess Credit System 30 <br /> 6.0 FINANCIAL FEASIBILITY ANALYSIS 32 <br /> 6.1 Context and Limitations of Feasibility Analysis 32 <br /> 6.2 Residential Market Overview 33 <br /> 6.3 Residential Development Prototypes 36 <br /> 6.4 Estimated Market Rate Home Prices 38 <br />