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Special HCHA meeting November 15, 2019 <br /> David: And that...and that has been a real on-going problem because when <br /> you're talking about insurance, and if you don't have insurance then possibly <br /> the disaster relief fund can...can step in but in lava zone one and two, I mean <br /> South Kona is like almost 100 miles away from...from ground zero and people in <br /> lava zone two have an extreme hardship in getting insurance, homeowners <br /> insurance and...and the like and its because they've been designated in that <br /> zone, lava zone two, so who designates these zones, the zone areas <br /> as...because I think the last time there was a lava flow was in the...the three <br /> flows in South Kona in the 50s, right? So is there any possibility of re-designating <br /> the zones to be more realistic as far as...lava zone one, yeah, I can see that its <br /> right, who would... <br /> Chandler: So, so...maybe to help you on this... <br /> David: ....how does that work? <br /> Chandler ....I can tell you when Mayor Kim was Mayor the last term, when he <br /> was serving Mayor last time, he came in and asked for an allowance to build in <br /> lava flow two areas, our response from our secretary of HUD at the time, still <br /> would be now, is that no and if you want to change the lava flow zone areas go <br /> back to USGS cause there the ones that actually do all the work and figure out <br /> where these lava areas are gunna flow and ah so we did tell Mayor last time, <br /> said a hey were more than willing to reconsider but you gotta go do the work <br /> with USGS to get the lava flows maps redrawn. And at the time the county did <br /> not elect to go back to USGS to draw the maps and I can tell you that maybe <br /> now with what the incident occurred, maybe it was good the Mayor didn't go <br /> back and ask USGS to rewrite the maps. <br /> David: So its... <br /> Chandler: But clearly he can go to USGS and work with them and I don't know <br /> how long USGS' processes is to rewrite lava flow maps but that would be a call <br /> on there's...I can tell you the policy itself is a joint agreement between USGS and <br /> our office of secretary through HUD. <br /> David: And so the lines were drawn based on a USGS mapping? or, I understood <br /> that it was taken basically from a district, from an established zones already. No? <br /> Chandler: No. We didn't establish...it it is purely based on what USGS tells us. <br /> We...we are not the specialists in where lava is going to flow and we rely on the <br /> scientists to do that. <br /> Page 18 of 31 <br />