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HCHA meeting <br />November 5, 2020 <br />disaster the different types of assistance a household can receive between <br />FEMA assistance, insurance or SPA assistance among others the federal <br />government with these being taxpayer dollars wants to ensure that the dollars <br />are being spent on the highest need and not being duplicated. <br />Through the public comment period and subsequently we were able to really <br />get clear with HUD on the application of this policy. And essentially that, the <br />purpose of the buyout program is different than the immediate assistance than <br />folks may have received in terms of FEMA for example or you know the buyout is <br />were buying out a property, SPA assistance may have been to rebuild a house, <br />compensate for lost... economic loses and insurance was for the loss of the <br />structure. And so really being clear on this duplication of benefits piece. I think <br />the one consideration is just if folks still have access to those dollars relative to <br />what was made available for recovery that will have to be considered. The <br />bottom line is that there's no such thing as a blanket application of policy. For <br />every individual who is interested in participating in the buyout program we will <br />need to get their full picture, in terms of assistance they sought, assistance they <br />received, and then make the determinations for every single case. But I did <br />want to provide the background on the overall policy approach in terms of how <br />this really important issue of duplication of benefits applies to the situations that <br />our community is facing. <br />So as I mentioned earlier, really a piece of the housing program was, the <br />objectives that were looking to achieve, so assisting residents of greatest need <br />who lost their home due to inundation or isolation from the lava and providing <br />them with resources to rebuild their lives and I think for each family ... each <br />individual, that process looks very different for them. And also questions have <br />come up around why we are considering primary homes as well as second <br />homes and undeveloped lots and one piece of that is around for ... if folks <br />choose to participate in this buyout program it ... there is the process of <br />essentially reducing exposure to volcanic hazards in this hazard area where <br />eruptions have occurred before and we know just based on the geology will <br />happen again. <br />As a brief reminder this is where the lava zones map in terms of the area that <br />was impacted directly by the 2018 irruption, the Puna district, the red being the <br />lower east rift zone, lava zone 1 area ... lava zone 2 area is adjacent to it and <br />then lava zone 3 area is um...you know from yeah in the sub divisions including <br />Kea `au. <br />And some statistics around really what these ... the type of development that is <br />currently in these areas broken out in terms of lava zone 1 specifically, in terms of <br />the number of parcels, the number of buildings, and also the value of property <br />in this area and the data is really broken out between what's in lava zone 1 <br />Page 21 of 36 <br />