2004-07-02 TDJSMLL - Laserfiche WebLink

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was that the long block that accompanied the tree nursery has no drainage into the sewer on Kilauea, so the water builds up along Kilauea. And when it gets to the Lanikaula Street intersection which, unfortunately, is right underneath the fold here, it comes right this way, half of this, oh, okay, half of it comesdown Lanikaula Street and the other half crosses Kilauea, and the Kilauea water is flowing down the street. Yes, this way it does get to the little stream. But last time only half of it came through. You were saying about Mr. Moore had been saying he had spoken to Mr. Horiuchi, and Mr. Horiuchi had said that the flooding from the stream did not come to his house; and that is absolutely correct because the flooding from the stream came from Kilauea Avenue. And it came where there was a break between the dentist office rock wall and his rock wall, and it came right inside his driveway and it flowed right underneath the little home that you guys saw this morning. So there was a running water underneath his post and pier construction on the adjacent property. Now,Mrs.Miyamotoshomeflooded.Iknowyouretalkingtheoretical.ButIwent over there 5 oclock in the morning and got her out of her home when I saw that her first five steps on her house had disappeared; and it was damn near up to her waist, now shes tiny. But the reality is when FEMA came and did this, the claim, the water had come in the first floor windows and out the other side. Everything on the ground floor of the home was lost. So I appreciate the theoreticalness of this stuff, but were living in reality. And after she filed her FEMA claim, the mortgage lender on our home at 87 made the flood insurance a requirement between, $1,800 a year flood insurance. So this is a mystery that is hitting close to home. Now, I realize you say, oh, let me do this and then the other thing. But the bottom line is if it all goes awry who pays? Im curious. I mean, I know you said something about there was a County situation with respect to the flooding and so that -. I believe you spoke to this a little bit earlier with your comment about how the, Im not sure where it stops. YUEN:No, no, what I said is that it is available and you can purchase it. But, honestly, the homes in the area, they should purchase flood insurance. BLACK:We had to. YUEN:You should. BLACK:It was the condition of the lender. And they said we wont continue to hold this mortgage unless you have that. So, on the one hand, were sort of reluctant to be filing claims that are going to increase the financial hardship on the residents in the neighborhood, and that at the other time everything in the ground floor or the home was lost. And were talking about, you know, homes that have been there for quite sometime. So were pretty comfortable with where the water goes and how to deal with it in its concurrent figuration. 15