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FANG:Yes, yes, I€m aware of the -. <br />SPRINGER:Thank you. So we don€t know how many 100-year floods there <br />have been since 1981? <br />FANG:No. The biggest one I know of is the 2000-year flood and that was <br />the big surprise to a lot of people. And, so, there€s talk about calibrating what is a 100- <br />year flood but that€s in the making right now. <br />SPRINGER:Thank you. Mr. Moore, with regard to insurance requirement, who <br />bears that burden if it€s a result of any changes, even within that foot of, I guess, the <br />margin of error, that is allowed by FEMA. Who bears the insurance burden for any <br />damage? <br />MOORE:Again, I€m not familiar with the insurance requirements. Again, I <br />believethatwiththeLOMARorLOMAthatthebuildingandthefacilitieswere <br />insurable. And, again, if, it€s, you know, again, I€m not familiar with the insurance. <br />SPRINGER:Thank you. Commissioners, do you have any questions? <br />Mr. Yuen? <br />YUEN:This is for Yen. The subject property, according to the FEMA <br />map, it looks like there€s a lobe of the flood plain that extends towards Kilauea out of the <br />regular, the rest of the flow of it. If I€m gathering, and I saw that there€s a little flow of <br />water from Kilauea Street down a culvert that flows into the floodway. Does that lobe of <br />supposedly flood plain in the subject property come from that creek or is that spilled over <br />from the main floodway? <br />FANG:Okay. It€s a combination of both because the topography has a <br />low point in the, if you€re looking down the main Palai Stream flood plain, it has a low <br />point on the side, where the side stream comes in. The water, when the water level <br />comes up, the water will flow to the side. It€s creating a, we call it the back water <br />effect.‚ It€s actually, it€s shifting to the side and, because the water is over, coming in, so <br />it actually rises even more. So if you, you know that water seeps to the level surface. <br />And if there€s no water coming in, the water -. You know, if the upstream section is this <br />wide, the water stays here. And when it sees that the side stream, it actually like turns <br />like this. So, you see, that€s why the lobe is there. But because there is that side stream <br />that comes in from Kilauea and the upper tributary area, the water surface slightly rises <br />up on this side. And that is addressed in my local drainage report that, you know, I <br />noticed that little shift but, you know, we accommodate that for. <br />YUEN:So, I mean, is the gist of what you€re saying is that if you fill in <br />this lobe that you€ll allow that little creek to flow through underneath the fill, that you€re <br />not having very much of an effect on the main flow in the floodway? <br />9 <br /> <br />