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were operating in. In four years of business here, this is the second time that this has <br />happened. <br />The task of finding reasonably priced, adequately equipped office space with sufficient <br />parking has proven to be quite daunting. Relocating a business is very costly and causes <br />a serious disruption to conducting business. As explained earlier in my testimony, my <br />focus is providing creative and affordable mortgage financing. Having a building which I <br />own allows me to accomplish this with reasonable reassurance that I will not be forced to <br />relocate at the whim of a landlord again. <br />I feel that I have addressed all concerns and objections from the previous hearing. I offer <br />reasonable reassurance that other commercial uses for this property are nil. I strongly <br />feel that of all the potential commercial uses, a small mortgage company would top the <br />list of most compatible within a residential neighborhood. I have put on my empathy hat <br />andthoughtlonganddeepabouthowIwouldfeeliftheshoewasontheotherfootandI <br />was a resident of Waiakea Houselots. Honestly, I would happily welcome a small, local <br />mortgage company to be my neighbor. I conclude by requesting that you please support <br />my zone change application and issue a recommendation of approval to the County <br />Council. <br />GALDONES:Thank you, Mr. Delozier. Commissioners, are there any questions <br />of Mr. Delozier? Commissioner Siracusa. <br />SIRACUSA:Thank you. First, I want to thank you for clarifying, for agreeing <br />to my suggestion - it was my suggestion about chaining off the driveway so that after- <br />hour people could not access that parking lot - and taking it one step further. That will <br />help considerably. Ever since the last hearing, as I drove around Hilo, I kept noticing all <br />these ‚For Rentƒ signs on commercial locations, some upstairs office spaces and others <br />on the ground; and I kept wondering why it was so difficult for you to find anything; and <br />now youre adding an additional clarification by saying that its a question of parking. <br />On the other hand, you were saying that you only expect two or three cars a day. So then <br />I wondered, well, youve got seven employees, is that plus yourself or -? <br />DELOZIER:The seven includes myself, yes. <br />SIRACUSA:Okay, so it would be them plus your two or three customers a day. <br />It doesnt seem like a tremendous requirement in parking. Its certainly not a Walmart <br />situation. <br />There was another thing I had in my head and it sort of drifted away for the moment. <br />But, oh, right, you were talking about how much impact your business would generate, <br />but youve also said that you plan to rent out part of the space to another small business. <br />And we have no way of knowing how much traffic that business will be generating in <br />addition, or how much impact it will have. And thats almost asking us to approve a pig- <br />in-a-poke here. You know, we might say, well, only two or three cars, that doesnt sound <br />6EXHIBIT A <br /> <br />