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or///Se <br />Consulting <br />Database Marketing <br />Economic & Social Impact <br />Studies <br />Research <br />Training <br />SMS <br />1042 Fort Street Mall <br />Suite 200 <br />Honolulu, HI 96813 <br />Ph: (808) 537 -3356 <br />Toll Free (877) 535 -5767 <br />Fax: (808) 537 -2686 <br />E -mail: info @smshawaii.com <br />Website: www.smshawaii.com <br />SMS Affiliations and Associations: <br />Alan Barker Associates <br />Warren Dastrup — Kauai Affiliate <br />Experian <br />International Survey Research <br />Solutions Pacific, LLC <br />3i Marketing & Communications <br />Beyond Information. Intelligence. <br />HOUSING POLICY STUDY, 2006 <br />Prepared by: <br />SMS Research & Marketing Seri -ices, Inc. <br />February, 2007 <br />