2010-11-03 Cost of Government Commission Minutes

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MS. SAKO: It’ not clear in the County Code, however we have in the current year budget set aside, is actually two different guarantee programs. And actually if your credit is so bad, the bank, even with our guarantee, will not loan you the money, then we have to loan you the money. And so there are two separate funds, and each one I think we assign $50,000 in a current year, which is not a significant amount. Some of the, it’s not all homeowners, but homeowner businesses in the Honokaa area, a couple of them I think have started and are working on that. We’re trying to get the cost figures. I guess some of them flow down, some go up, and there’s all those different pumps and levels of difficulty getting those placed in. Part of the problems I think the cesspools are in the back and the sewer is in the front. So there is a lot of changes that have to take place. But we’re hoping that by knowing that we’ll get a lien on your home if you default, that hopefully it would encourage payment to the banks will be willing to accommodate them. MS. O’HARA: Would there be grant funds available to fund that program? MS. SAKO: We’ve been looking, maybe we’re looking in the wrong place, but we haven’t found any yet. MS. O’HARA: That seems like that might be a grantable type of fund. MS. NICHOLSON: Any other discussion? MR. ARMOUR: The only other comment I have is delinquencies on property, at least the county has something they can go to. There’s tax liens, and sell it at a tax sale. For all of the other delinquencies they can disappear, if the person dies or moves, or the company is out of business, so the real property ones may not be aggressive as is the tipping fees and things like that when you disappear quickly. The county is getting 12% on the real property delinquencies and most of the property selling, you collect 12% per year, so that’s better than getting at the bank. MS. NICHOLSON: I just want to make sure we are capturing all these points so that we can pull them out again. DISCUSSION OF SUBCOMMITTEE REPORT PRESENTED AT OCTOBER 22 MEETING MS. NICHOLSON: Okay we’re on to discussion item 6. MS. GARSON: May I make a suggestion. Because it’s getting closes to the noon hour, if you have reports from the subcommittees which is item 7, perhaps you want to present them now so that we can be sure that you can discuss what’s in those reports at the next meeting. Because if you don’t get there, then you’re two meetings away from being able to discuss it. MS. NICHOLSON: Okay. I have a question relevant to that. If for instance the technology subcommittee, if we put together a report from the meeting we had this morning, and sent it to you rather than distribute it at a meeting, could it then go on the 29