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Kaho'ohanohano v. State Page 4 of 46 <br /> out specific duties with regard to the property. The trustee owes a fiduciary duty to the beneficiary." (Citing Reinecke v. Smith,289 <br /> U.S. 172, 53 S.Ct. 570,77 L.Ed. 1109 (1933))[.] <br /> Id. at 343, 120 P.3d at 242 (emphases added). <br /> Under HRS chapter 88, Trustees engage an actuary to determine the employers' normal cost and accrued liability <br /> contributions for each fiscal year. HRS §§ 88-122, 88-123. Trustees are responsible for calculating the annual <br /> contributions that the State and counties must pay into the ERS pursuant to HRS §§ 88-122 and -123. Trustees are to <br /> certify those amounts to the governor and the county councils, who must then include those amounts in their annual <br /> budgets. HRS §§ 88-124 (1993), 88-126 (Supp. 2002). Trustees must also allocate the ERS' earned interest in <br /> accordance with HRS § 88-107 (Supp. 2006). <br /> II. <br /> The State has historically mandated that Trustees apply earnings of the ERS funds in excess of a specified investment <br /> yield rate of eight percent to offset the employer contributions of the State and counties. See HRS §§ 88-107, 88-122, <br /> 88-127. This offset was coupled with a requirement that government employers pay any additional amount needed to <br /> meet the specified yield rate if earnings were not sufficient to meet the rate in a particular year. See 1925 Haw. Sess. <br /> L. Act. 55, § 7 at 63. Trustees state that "[i]n other words, excess investment earnings in 'peak' years might [have <br /> been] used to offset future employer contributions if investment earning shortfalls in 'valley' years were made up by <br /> the government employers." Trustees refer to this practice of taking the "peaks," also known as, earnings in excess of <br /> specified yield rates, as "skimming." As set forth in Trustees' complaint, "When the earnings of high-return years are <br /> skimmed, . . . the ERS loses the benefit of high yields that would offset market cycles in low-return years and is <br /> denied the benefit of full, ongoing [e]mployer funding." <br /> In 1994, the legislature altered this practice to address the rising level of unfunded ERS obligations. It amended HRS <br /> § 88-107 (1993) to require that the excess earnings be applied to the pension accumulation funds in increasing <br /> amounts, rather than be credited against employer contributions. 1994 Haw. Sess. L. Act 276, § 6 at 863. The <br /> legislation provided that, after ten years, one hundred percent of any excess earnings be "allocated and deposited in <br /> the pension accumulation fund." Id. Act 276 of the 1994 legislative session added, in part, the following language to <br /> HRS § 88-107: <br /> Beginning with actual investment earnings in fiscal year 1995 in excess of the investment yield rate,to address outstanding unfunded <br /> pension obligations,ten per cent of such excess earnings shall be deposited in the pension accumulation fund;remaining excess <br /> earnings shall be applied to the amounts to be contributed under section 88-123.In each succeeding fiscal year,another ten per cent, <br /> cumulatively up to one hundred per cent,of any excess such earnings shall be similarly allocated and deposited in the pension <br /> accumulation fund. <br /> Id. (emphases added). The Ways and Means Committee explained that the intent of the Committee was "to liquidate <br /> the unfunded benefit obligations by the year 2003 and then begin to use the moneys in the pension accumulation fund <br /> to provide benefits exclusively for ERS beneficiaries." Stand. Comm. Rep. No. 2948, in 1994 Senate Journal, at 1171. <br /> For fiscal year 1995, ERS investment yields were significantly below the statutory investment yield rate, and, thus, the <br /> ERS faced a shortfall of$99.4 million, which the State and counties were obligated to make up in fiscal year 1997. <br /> See Stand. Comm. Rep. No. 486, in 1997 Senate Journal, at 1092. Despite this, the legislature further amended HRS § <br /> 88-107 in 1997 and eliminated the obligation of the State and counties to make up any future shortfalls in investment <br /> yields. See Stand. Comm. Rep. No. 835, in 1997 Senate Journal, at 1223. <br /> However, Act 327, 1997 Haw. Sess. L. Act. 327, § 2 at 774 [hereinafter, Act 327], allowed the ERS to retain one <br /> hundred percent of its investment earnings beginning in fiscal year 1997, and accelerated the ten-year time frame <br /> within which the ERS would be allowed to retain all of its investment earnings: <br /> Your Committee believes that it is incumbent upon the State to protect the financial integrity of the state retirement program by <br /> reducing its$1.6 billion unfunded liability.However,understanding the current fiscal crisis the State faces,your Committee feels it <br /> prudent to eliminate the requirement that the state and county governments make up the$99.4 million shortfall from FY 1995.Your <br /> Committee also believes that the ERS must begin to retain all of its investment earnings from FY 1997 in order to begin the systematic <br /> liquidation of its unfunded liability. <br /> http://v,Tww.state.hi.us/jud/opinions/sct/2007/26178.htm 8/12/2008 <br />