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The February 22, 2003 minutes of the H awai' i County Police Commission reiterated that department <br />vi ew, as fol I ows: <br />" Business Manager M aesato summarized the report that was distributed and filed. He stated that <br />they have no bids for auto insurance, and that they probably will have to pay a higher premium. <br />Chi of Correa reported that i n the I ast seven years, they added 35 more vehi d es. I n the past two <br />years they had 39 cl ai ms out of approxi matel y 350 vehi d es. He doesn't bell i eve thi s i s an i nordi nate <br />number. Vehi d es are subsi di zed, not county- owned, and offi cers pay for thei r own comprehensi ve <br />and col I i si on insurance." <br />County self - insurance would lower costs considerably, but the State of H awai' i does not al I ow the <br />counti es to self -i nsure a vehi d e unless it i s county- owned. The savings, essentially, would represent the <br />difference between premiums and actual losses. For the years surveyed (19942003) by Aon I nsurance <br />Managers, Inc. when premiums averaged $374,000 and losses from claims averaged $292,000, the <br />difference (and theoretical savings) amounted to $82,000 annually. Improvement in the accident rate of <br />off cers and subsequent reducti ons i n d ai ms woul d further add to savi ngs. <br />D. Five -Year Budget Summary <br />A five -year summary of actual expenditures reflecting (1) mileage and auto al I owance, (2) fuels and <br />lubricants; and (3) insurance from County operating budgets extending from FY 1997 -98 through <br />FY2001 -02 indicates that while the total number of subsidized police cars has not risen dramatically, <br />insurance and fuel costs account for most of the increased costs associated with H CPD' s subsidized <br />vehi d e program. <br />The number of budgeted subsi di zed vehi cl es rose from 352 i n FY 1997 -98 to 396 i n FY2001 -02. A ctual <br />expendi tures for the H CPD mi I eage & auto al I owance program rose onl y sl i ghtl y over f i ve years, from <br />$1,906,289 in 1997 -98 to $2,018,897 in 2001 -02. However, actual insurance costs rose dramatically in <br />recent years, from $336,528 in 1999 -00 to $632,337 in 2001 -02. Additionally, actual fuel & lubricant <br />costs i ncreased from $450,620 i n 1999 -00 to $593,809 i n 2001 -02. <br />A f ve -year expendi ture summary i s provi ded bet ow: <br />(1) Mileage & Auto Allowance <br />Actual Expenditures <br />1997 -98 - $1,906,289 <br />1998 -99 - $1,899,150 <br />1999 -00 - $1,974,402 <br />2000 -01 - $2,036,158 <br />2001 -02 - $2,018,897 <br />(2) Fuels & Lubricants <br />Actual Expenditures <br />1997 -98 - $ 515,083 <br />1998 -99 - $ 437,051 <br />1999 -00 - $ 450,620 <br />2000 -01 - $ 615,781 <br />2001 -02 - $ 593,809 <br />(3) Insurance <br />Actual Expenditures <br />1997 -98 - $ 345,000 <br />1998 -99 - $ 329,640 <br />1999 -00 - $ 336,528 <br />2000 -01 - $ 406,272 <br />2001 -02 - $ 632,337 <br />No. of Cars (for budget estimate) <br />Expenditure & Percent Change from Prior Year <br />352 <br />N/A <br />372 <br />-$ 7,139 <br />- .04% <br />376 <br />$ 75,252 <br />+.3.9% <br />380 <br />$ 61,756 <br />+3.1% <br />396 <br />-$ 17,261 <br />- .08% <br />No. of Cars (for budget estimate) <br />Expenditure & Percent Change from Prior Year <br />352 <br />N/A <br />372 <br />-$ 78,032 <br />- 15.1% <br />376 <br />$ 13,369 <br />+ 3.1% <br />380 <br />$ 165,161 <br />+36.7% <br />396 <br />-$ 21,972 <br />- 3.5% <br />Cost Per Insured Car <br />Expenditure & Percent Change from Prior Year <br />365 cars @ $1,050.00 <br />N/A <br />372 cars @ $1,020.00 <br />-$ 15,360 <br />- 4.5% <br />376 cars @ $ 994.31 <br />$ 6,888 <br />+ 2.1% <br />380 cars @ $1,190.00 <br />$ 69,744 <br />+20.7% <br />396 cars @ $1,620.41 <br />$ 226,065 <br />+55.6% <br />9 <br />