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COUNTY OF HAWAII <br /> Notes to the Basic Financial Statements <br /> June 30,2005 <br /> County is substantially self-insured for its vehicles as well as for all other perils including <br /> workers'compensation and general liability. <br /> Liabilities are reported when it is probable that a loss has occurred and the amount of that loss <br /> can be reasonably estimated. These losses include an estimate of claims that have been <br /> incurred but not reported(IBNR). Claim liabilities,including IBNR,are based on the <br /> estimated ultimate cost of settling the claims,and include incremental costs for the hiring of <br /> special counsel and expert witnesses. Claims liabilities are estimated by a case-by-case <br /> review of all claims and the applicat:�on of historical experience to outstanding claims. <br /> Estimates of IBNR are based on historical experience. The liability for claims and judgments <br /> is reported on the government-wide statement of net assets. At June 30,2005,the amount of <br /> this liability was$26,602,289. This is the County's best estimate based on available <br /> information. Changes in the reported liability since June 30,2003 are given below. <br /> General Workers' Total <br /> Liabili Compensation Liabilily <br /> Balance at June 30,2003 $6,670,511 $11,902,820 $18,573,331 <br /> Incurred claims(including IBNR;i* 2,759,512 4,795,010 7,554,522 <br /> Claim payments (2,591,639) (3,507,214) (6,098,853) <br /> Balance at June 30,2004 $6,838,384 $13,190,616 $20,029,000 <br /> Incurred claims(including IBNRl* 4,669,502 6,764,323 11,433,825 <br /> Claim payments (1,544,734) (3,315,802) (4,860,536) <br /> Balance at June 30,2005 $16,639,137 $26,602.289 <br /> *Net of new claims liability and old claims resolved at less than previous estimate. <br /> 13. EMPLOYEE BENEFIT PLANS <br /> Pension Plan <br /> Plan description All full-time employees of the County participate in the Employees' <br /> Retirement System of the State of H.awai`i(System),a cost-sharing multiple-employer <br /> defined benefit pension plan. The System was established by Chapter 88 of the Hawaii <br /> Revised Statutes(HRS)and is governed by a Board of Trustees. All contributions,benefits <br /> and eligibility requirements are established by Chapter 88,HRS,and can be amended by <br /> legislative action. <br /> The System regards the County,including its component unit,as one employer. Therefore, <br /> separate information for the primary government and its component unit is not available. All <br /> information given below on the pension plan is for the reporting entity as a whole,including <br /> both the primary government and its component unit. <br /> -74- <br />