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Preferred Risk Policy Premiums for 1-4 Family Residential <br />Effective: January 2013 <br />1–4 FAMILY RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS <br />With Basement or EnclosureWithout Basement or Enclosure <br />BuildingContentsPremiumBuildingContentsPremium <br />$ 20,000$ 8,000$174$ 20,000$ 8,000$129 <br />$ 30,000$ 12,000$209$ 30,000$ 12,000$181 <br />$ 50,000$ 20,000$267$ 50,000$ 20,000$238 <br />$ 75,000$ 30,000$313$ 75,000$ 30,000$279 <br />$100,000$ 40,000$344$100,000$ 40,000$310 <br />$125,000$ 50,000$366$125,000$ 50,000$332 <br />$150,000$ 60,000$388$150,000$ 60,000$354 <br />$200,000$ 80,000$427$200,000$ 80,000$388 <br />$250,000$100,000$458$250,000$100,000$412 <br />RESIDENTIAL CONTENTS-ONLY COVERAGE <br />Contents Above Ground Level More than 1 All Other Locations (Basement Only Not Eligible) <br />Floor <br />ContentsPremiumContentsPremium <br />$ 8,000$55$ 8,000$77 <br />$ 12,000$73$ 12,000$104 <br />$ 20,000$108$ 20,000$145 <br />$ 30,000$124$ 30,000$166 <br />$ 40,000$138$ 40,000$185 <br />$ 50,000$151$ 50,000$205 <br />$ 60,000$165$ 60,000$224 <br />$ 80,000$192$ 80,000$246 <br />$100,000$219$100,000$269 <br />