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<br />MS. SCHOEN: Mr. Chair, I notice that the Director of Finance has kind of stepped forward, and she may want to provide input to the Board, if the Board is wanting to hear from her. <br /> <br />MR. BALSIS: Yes. Nancy, did you have something you wanted to say? Sorry, there’s only two chairs, there. Somebody—Stan is the gentleman. Thank you. <br /> <br />MS. CRAWFORD: Thank you very much. I’m Nancy Crawford, Director of Finance. And I just wanted to—I would like to add or clarify here that a lot of this goes to a definition of appraisal and what that means. The assessors do recommend models for neighborhoods in their zone, and the recommendation they make, it goes up the line, and their property might be in that area. But they’re not taking any kind of direct action—not only on their individual property, which we very clearly don’t allow, but they are also not actually taking the action on the mass appraisal model that’s submitted. That was what we were saying is reviewed and input by—currently by the administrators. And so in our view, that doesn’t constitute appraising their property in that neighborhood. Because we have—naturally we have certain centers of population on the island. It’s very difficult to balance zones so that some appraiser doesn’t live-- unless you have Kona appraisers appraising the Hilo property and otherwise, which is very impractical, we don’t see that as a direct appraisal of their property. When there have been—there was a case of someone who did touch their property, their own property specifically, which is what I felt this appraisal was about, was your individual properties—then when we found that out, there was an investigation and action taken on that, because that clearly was not appropriate. We differentiate that from recommending models of the land values for areas and neighborhoods and zones. That’s kind of like—as Mr. Sitko’s illustration is, he’s calling what he does an appraisal affecting a property, because he owns a property on this island and in setting the overall island-wide depreciation or other aspects, that’s—if you want to read it that narrowly, and that’s what you would say, we would have to have off-island appraisers doing this. <br /> <br />MR. BALSIS: Do you have any questions? <br /> <br />MR. HENRICKS: No. <br /> <br />MR. BALSIS: Nancy, I want to thank you very much. <br /> <br />MS. CRAWFORD: Thank you for the opportunity to speak. <br /> <br />MR. BALSIS: Any questions for Stan, or for Marilyn? <br /> <br />MR. HISASHIMA: I have one. Who does the investigation in these kind of events? <br /> <br />MR. SITKO: Usually we ask somebody from outside of our division to look into it.