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<br />HEAUKULANI: Mr. Fuke, I had a question, please, or two. Now, I’m sensitive to applicants <br />who come before us and are looking to start divvying up their estate. So, do I understand this <br />correctly that there, your clients are looking for a 4-lot subdivision with the intention of <br />conveying a lot each to each child? <br /> <br />FUKE: That is correct. <br /> <br />HEAUKULANI: Okay, you know, I noticed in the submittals that the representation was made <br />that with the subdivision, the mortgage could be refinanced leaving the applicants home free of <br />any financial encumbrances. Are, is it—am I to understand then that the children are going to <br />pick up their own financing and then cover their parents’ note? <br /> <br />FUKE: Actually, like a, two of the homes, where the applicants live as well as the house in the <br />front, you know, fronting Mamaki Street, are already not encumbered, you know, financially. <br />The last home, which was their youngest child, they constructed a dwelling, I think within the <br />last 10 or 11 years so, in conjunction with the construction of that, they had to take out a <br />mortgage, and because the land was not subdivided, the entire property had to be encumbered, <br />and so with this proposed action creating the subdivision, then of course the, the youngest <br />daughter would then refinance and then have its, have the mortgage be attendant only to that <br />property. <br /> <br />HEAUKULANI: All right, you know, I’m—I’m concerned with what, you know, appears to me <br />to be an increasing move towards urbanization of Panaʽewa, but I am sensitive to that, I <br />understand that. I’ll support this one. Thank you. <br /> <br />MIYASATO: Commissioners, any further questions for the applicant? Okay, thank you. <br /> <br />FUKE: Thank you. <br /> <br />MIYASATO: Do we have anyone wishing to testify on this application? If not, can I have a <br />motion to close public testimony? <br /> <br />IKEDA: Moved to close public testimony. <br /> <br />DELA CRUZ: Second. <br /> <br />MIYASATO: All in favor. <br /> <br />COMMISSIONERS: Aye. <br /> <br />MIYASATO: Any opposed? I call a close to public testimony on this application. <br />Commissioners, any discussion on this application? If not, I’ll accept a motion. <br /> <br /> <br />6 <br />EXHIBIT C <br /> <br /> <br />