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No one is obligated to accept a loan if approved. If the SBA is unable to provide a loan, applicants have <br />within 6 months to request reconsideration <br />To apply for SBA low-interest disaster loans, Business owners, private nonprofits, homeowners and <br />renters can visit the disaster recovery center for one-on-one assistance or apply online using SBA’s <br />secure website at https://disasterloan.sba.gov/ela <br />. <br />An important step in the recovery process is to register for assistance with FEMA. FEMA and SBA are <br />joint federal partners in Hawaii’s recovery efforts. <br />For additional information on FEMA programs and how to register for assistance, go to: <br />www.fema.gov/disaster/4366 <br />### <br />The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged <br />private property. SBA helps businesses of all sizes, private nonprofit organizations, homeowners and renters fund <br />repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These <br />disaster loans cover losses not fully compensatedby insurance or other recoveries and do not duplicate benefits <br />of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance <br />Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s <br />website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339 (TTY). <br />