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HomeMy WebLinkAboutCOM 0397.002 2022-2024 p/eoAG R,eb. 223-25 COMM.5'l From: Sbailey1957 Sent: Sunday, August 13, 2023 10:07 PM To: Council Testimony Subject: Support of Resolution 223 Dear Hawaii County Council: With this email I am sending along my strong support of Resolution 223 concerning Hawaii property insurance in lava zones 1 and 2. Property owners in these areas are, or soon will be subject to dramatic increases in their home owner's insurance during a time where inflationary increases are already taxing family budgets. Those affected residents who also have home mortgages will likely be required to come up with a full year one time payment of over$6,000 while at the same time have their monthly mortgage based escrow amount increased by$500 per month. This could expose some home owners to foreclosure during a time when there is an inadequate supply of housing making a bad situation even worse. The property insurance problem is not just isolated to Hawaii Island as climate change has lead to similar issues in the island chain and throughout the United States. This resolution is a great step toward securing innovative solutions by a combination of local, state and federal officials and it is hoped that these creative solutions can be enacted in a very timely manner to avoid any significant impacts on home ownership. I therefore strongly support and encourage Hawaii County Council to pass the subject resolution. i. a Sincerely, ci'3 Steven Bailey 15-2807 Popaa Street Pahoa, HI. 96778 CO Lt.! Comm. No., ✓-` ••- Ref. To: P 1 LI "G 1 Ref. Date.. AUG 1 5 2023.