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HomeMy WebLinkAboutCOM 0397.042 2022-2024 From: Nicomas Dollar Sent: Thursday, September 07, 2023 5:17 PM To: Council Testimony Subject: Testimony for Hawaii County Resolution 223-23 Aloha I am a teacher for the state of Hawai'i and have lived on Hawaii island most of my life. I have taught school for 24 years. After years of saving I left Kauai to move back home to Hawaii island. I managed to buy an affordable piece of property in Miloli'i and pay cash. The plan has always been to become sustainable on a piece of agriculture zoned land. I put my remaining savings towards a house package from Honsador, a small down payment, and paid all the designer, engineer and permit fees. After a year and 3 months they were finally approved by the county. I fenced the property to keep out wild pigs and started planting food and native plants. I hired a contractor to quote the home building. I have excellent credit. Everything was ready to go to finally build a home for myself and my aging 87 year old mother who recently recovered from cancer. Then the bad news...the insurance company that was supposed to cover me pulled out. Now I can't get the home loan. The only insurance that I could find was a state insurance program that would cost me $600 a month on top of the mortgage I would need to have to finance my house. That insurance is what made it unaffordable. This all happened after Mauna Loa erupted on the other side of the island. I have now invested hundreds of thousands of dollars. I'm 67 years old and time is running out. We need a safe home! Right now my mother and I are living in a temporary 12 x 24 structure. I have done my part to secure what is needed for a legal and safe home. Now it's up to the government who holds our future in their hands. Na'u me ke aloha, Ms. Nicomas Dollar Mail Box: 8x-990 Haleki`i St., Unit 2404 Kealakekua,Hawaii 86 0-2 0 75 4 4 c.,a Kelepona 1 (808)855-8142 E wehe i ka umauma i akea. a' =7 t Open out the chest that it may be spacious. =� [Be generous and kind to all.] Comm: No. N1 34 Refs To '- 1 Ref.:Date SEP 1 2 .2023