HomeMy WebLinkAboutCOM 0158.011 2002-2004Harry Kim
Mayor
Lincoln S.T. Ashida
Corporation Counsel
Gerald Takase
Assistant Corporation
Counsel
COUNTY OF HAWAII
OFFICE OF THE CORPORATION COUNSEL
101 Aupuni Street, Suite 325 • Hilo, Hawaii 96720-4262 • (808) 961-8251 . Fax (808) 961-8622
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Honorable Aaron S. Y. Chung
Chair, Committee on Finance
Hawaii County Council
25 Aupuni St.
Hilo, HI 96720
Ms. Susan Caseria
Legislative Assistant
Legislative Auditors Office
25 Aupuni St.
Hilo, HI 96720
Dear Chairman Chung and Ms. Caseria:
RE: Cost of Government Commission Report dated February 20, 2003
On June 3, 2003, our office received a copy of your memorandum dated March
21, 2003, as a second request for input concerning the report submitted by the
Cost of Government Commission.
On February 27, 2003, our office prepared a responsive report for Mayor Harry
Kim and Commission Chair Joel Gimpel. A copy of this report was forwarded to
Council Chair James Arakaki via memorandum dated March 14, 2003. A copy is
attached hereto for your reference.
Since the opportunity presents itself, I would like to supplement our February 27,
2003, report with the following information. The recommendations by the Cost of
Government Commission are the italicized numbered headers.
1. The Office should continue to refine its risk management program in order
to further reduce the risks of litigation, and continue its efforts to add staff and
resources in order to more effectively provide preventive legal services to County
agencies.
Comm. No.
Ref. Toe
M. Data
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RE: Cost of Government Commission Report dated February 20, 2003
On June 3, 2003, our office received a copy of your memorandum dated March
21, 2003, as a second request for input concerning the report submitted by the
Cost of Government Commission.
On February 27, 2003, our office prepared a responsive report for Mayor Harry
Kim and Commission Chair Joel Gimpel. A copy of this report was forwarded to
Council Chair James Arakaki via memorandum dated March 14, 2003. A copy is
attached hereto for your reference.
Since the opportunity presents itself, I would like to supplement our February 27,
2003, report with the following information. The recommendations by the Cost of
Government Commission are the italicized numbered headers.
1. The Office should continue to refine its risk management program in order
to further reduce the risks of litigation, and continue its efforts to add staff and
resources in order to more effectively provide preventive legal services to County
agencies.
Comm. No.
Ref. Toe
M. Data
Honorable Aaron S. Y. Chung
Ms. Susan Caseria
June 4, 2003
Page 2
In our February report, we proposed the two following action plans:
Examine the possibility of creating a permanent "risk manager" position for
our County.
In the interim time, look forward to new staff (attorney and legal clerk) to
mitigate the burden on our existing legal staff, so risk management may be
more aggressively managed by our attorneys.
Our office manager submitted the attached report on the creation of a Risk
Manager position for our County. Her work reflects a significant amount of
research. As you can see, our next step will be to initiate a meeting between all
members of the risk management committee, amend and refine the 1992 policy
as necessary, and seek the creation and funding of a Risk Manager for our
County.
With respect to our earlier proposal to add staff, we are happy to report we have
been successful in this regard. Through the cooperative and generous efforts of
the Department of Water Supply, we will have a new attorney position funded
effective July 1, 2003. Through the generous efforts of the Hawaii County
Council, a Legal Clerk III (secretary) position will also be funded effective July 1,
2003, in order to support this attorney position.
As we have previously advised the Council, despite not having a Risk Manager
for our County, we have tasked our attorneys with overseeing risk management
activities for their respective County clients. The following represent efforts taken
by our staff:
Housin
Our assigned attorney reviewed the past history of the office with respect to
worker's compensation claims and OSHA complaints. A office wiring problem
was corrected. Housing also identified a staff member to be their office liaison
with respect to the development of the formal risk management program.
Water
Our assigned attorney reviewed all "form" documents in the department and
updated them consistent with any changes in the law.
Parks
Our assigned attorney accompanied department staff on site inspections, and
made recommendations for physical changes at Walter Victor Stadium, Hilo
Armory, Ainalako Park, and Ainako Park.
Honorable Aaron S. Y. Chung
Ms. Susan Caseria
June 4, 2003
Page 3
A site inspection was conducted and signage recommendations made at the lava
viewing area in the Puna district.
Signage recommendations were made for Ahalanui Park.
Finally, physical changes were recommended and implemented at Higashihara
Park.
Litigation
Our litigation attorneys have worked cooperatively with our attorneys in our
advisory division to provide feedback and corrective recommendations arising
from issues in our litigation cases. Examples include the implementation of recall
training for police officers in excessive use of force claims, and the remedying of
road hazards in cases of alleged design and maintenance failures.
2. The Office should continue efforts to create an office manager position.
The benefits of our recently created office manager position are already obvious.
In addition to ensuring the proper functioning of day-to-day operations (thereby
freeing our attorneys to focus on legal work), our office manager has taken on
special projects, such as the development of a risk manager proposal for the
administration and Council.
3. The Office should, if necessary, recommend legislation that assigns
liability for litigation losses to the responsible County agency.
As expressed in my February letter, we are somewhat "lukewarm" on this
proposal.
Perhaps the implementation of a comprehensive risk management program
administered by a full-time risk manager may serve to mitigate some of the
concerns expressed in this recommendation by the Cost of Government
Commission.
4. The Office should reconsider the practice of periodically and routinely
reassigning secretarial staff to different departments and agencies.
The development of a "clerical pool' for boards and commissions has not yet
been initiated with the Department of Civil Service.
Thank you again for allowing our office to respond to the recommendations of the
Cost of Government Commission.
Honorable Aaron S. Y. Chung
Ms. Susan Caseria
June 4, 2003
Page 4
If you require further information or data, please contact me at 961-8304,
extension 26, or via e-mail at lashida@co.hawaii.hi.us.
Thank you.
Very truly yours,
LINCOLN S. T. ASHIDA
Corporation Counsel
Encls.
cc: Mayor Harry Kim (w/ encls.)
Corporation Counsel Staff (w/ encls.)
S: Departments/Corporation Counsel/LSA Misc. Corresp./Letter to A. Chung re COG 6-3-03/LSAmr
Harry Kim
Mayor
uncoln S.T. Ashlda
Corporation Counrei
Gerald Takase
Asrix(anr Corporation Caan.rel
Cluufg of P'n(Vttii
OFFICE OF THE CORPORATION COUNSEL
101 Aupuni Street, Suite 325 • Hilo, Hawaii 96720-4262 • (808) 961-8251 • FAX (808) 961-8622
March 14, 2003
MEMORANDUM
TO: JAMES Y. ARAKAKI
Chair, Hawaii County Council
FROM: LINCOLN S. T. ASHIDAVK
Corporation Counsel
RE: Corporation Counsel Response to Cost of Government
Commission Report
I again apologize to the Chair and members of the Hawaii County Council for
failing to address the response by our office to the Cost of Government
Commission Report to the Hawaii County Council.
Enclosed please find a copy of our letter dated February 27, 2003, addressed to
Mayor Harry Kim and Chairman Joel Gimpel of the Cost of Government
Commission.
Please contact me if there are any questions or concerns regarding the report or
ourresponse.
Thank you.
Encl.
S: Departments/CoundVLSA Misc. Corresp./Memo to Council re COG Commission Report 3-14-03/LSAmr
Harry Kim
Mayne
Uncoln S.T. AsWda
Cnrywratina Coaarel
Gerald Talose
Assistau Corporation Co el
(gauu#g of pttfuttii
OFFICE OF THE CORPORATION COUNSEL
101 Aupuni Street, Suite 325 • Hilo, Hawaii 967204262 • (808) 961-8251 • FAX (808) 961-8622
February 27, 2003
Honorable Harry Kim
Mayor, County of Hawaii
25 Aupuni St.
Hilo, HI 96720
Mr. Joel E. Gimpel
Chair, Cost of Government Commission
101 Aupuni St., Ste. 325
Hilo, HI 96720
Dear Mayor Kim and Mr. Gimpel:
CCCv
RE: Report on Office of the Corporation Counsel
The Office of the Corporation Counsel thanks the Cost of Government
Commission for its work and final report dated February 26, 2003, regarding our
office.
At the onset, we thank the Cost of Government Commission for a very
complimentary report, and for recognizing our office "operates economically and
efficiently." This is directly attributable to our dedicated staff who are second to
none vis -d -vis any other law association in our State, if not the country.
The purpose of this communication is to update and provide feedback to the
Office of the Mayor and Cost of Government Commission with respect to the
recommendations contained in the report. For reference purposes, I have
attached a copy of the Cost of Government Commission report.
1. The Office should continue to refine its risk management program in order
to further reduce the risks of litigation, and continue its efforts to add staff and
resources in order to more effectively provide preventive legal services to County
agencies.
There is no question an aggressive and comprehensive risk management
program for our County is long overdue. Our office thanks the Commission for
recognizing efforts taken by our existing legal staff to pioneer and implement a
Honorable Harry Kim
Mr. Joel E. Gimpel
February 27, 2003
Page 2
program for our County. We have gathered position descriptions for risk
managers from the State and City and County of Honolulu, and will be evaluating
whether proposing the creation of such a position for our County would be
prudent and feasible.
In the interim time, our attorneys are tasked with the responsibility of developing
risk management programs for each of their County clients. As a practical
matter, since this is a not a "crying baby," it often is not picked up, in favor of
more pressing day-to-day legal demands placed upon us by our County clients.
We envision some relief in this area in the near future, as we are in the process
of creating a new attorney position, and accompanying legal clerk (secretary)
position. The attorney position will be funded by the semi -autonomous
Department of Water Supply. Thus, there will be no financial burden placed
upon our General Fund. The Managing Director as already approved the
creation of this position.
The legal clerk position will need to be funded through our General Fund. We
are awaiting approval from the Managing Director to create this position.
In sum, we look at our proposed risk management program as being proactive.
In other words, we will not wait until a claim is filed against our County before we
address risk and take corrective action. We need to be proactive in our
approach, and continually meet and counsel our clients on areas of potential risk.
Our proposed plan of action:
• Examine the possibility of creating a permanent "risk manager" position for
our County.
• In the interim time, look forward to new staff (attorney and legal clerk) to
mitigate the burden on our existing legal staff, so risk management may be
more aggressively managed by our attorneys.
2. The Office should continue efforts to create an office manager position.
We are pleased to report we have done so. Through the proper reallocation of
existing positions within our office, which had the approval of the Department of
Civil Service, we have a Supervising Legal Clerk II, who functions as an office
manager. This was effective January 1, 2003. Our office manager has been
delegated a number of administrative responsibilities, as well as been given the
Honorable Harry Kim
Mr. Joel E. Gimpel
February 27, 2003
Page 3
"green light" to explore projects which may allow our office to do our work better,
faster, and more efficiently. This has reduced the amount of time our attorneys
spend on "administrative" matters, and allows them to focus their energies on the
practice of law.
Our proposed plan of action:
• Further develop the job duties of the office manager to take on more
administrative tasks, allowing the attorneys to focus on the practice of law.
3. The Office should, if necessary, recommend legislation that assigns
liability for litigation losses to the responsible County agency.
This is a recommendation well taken. As I recall, part of my presentation before
the Commission highlighted the fact that not only does our office provide the
legal service for our County clients, we pick up the tab on any judgment or
settlement!
At the onset, I do not believe legislation would be necessary to effectuate your
proposed change. However, since the time of our meeting with the Commission,
I thought of a concern regarding your proposed change.
The present system wherein there is essentially a "centralized" account managed
by our office for litigation settlements has an advantage. Allowing one agency
(here, the Office of the Corporation Counsel) to monitor the amount of monies
spent yearly on litigation judgments and settlements may be prudent. Allowing
each agency to have its own account to manage such judgments or settlements
may result in disparate treatment among the many cases facing the County.
Further, decisions to settle cases may be affected by a department's present
budgetary situation, which although should be a consideration, should not be
controlling.
The present practice appears to be working financially well. Our office has
enjoyed recent success in many cases, and there has not been a significant
"drain" on our settlement account.
I agree wholeheartedly with the philosophical reason for "shifting" the
responsibility to the client. However, perhaps these concerns may be addressed
through aggressive risk management instead of a shifting of the financial burden.
Honorable Harry Kim
Mr. Joel E. Gimpel
February 27, 2003
Page 4
We will continue to examine this very important issue, and initiate discussion with
Mayor Kim in order to receive his guidance.
Our proposed plan of action:
• Continue to monitor judgment and settlements through our office account.
• Address "responsibility" of the departments through our comprehensive risk
management program.
Further discuss with Mayor Kim the proposal of "decentralizing" settlement
monies and placing them within individual departments.
4. The Office should reconsider the practice of periodically and routinely
reassigning secretarial staff to different departments and agencies.
I believe this concern centers around the assignment of some of our secretarial
staff to boards and commissions. At the time these assignments were made, our
County faced a significant budget shortfall. In order to assist our County, we
asked our secretarial staff to take on additional responsibilities. This was done
with the understanding these assignments would be temporary.
Mayor Kim has tasked my office with developing a secretarial "pool" to service
County boards and commissions. Hopefully, with the creation of such a pool,
secretarial staff from our office will no longer have these additional duties and
responsibilities. What is envisioned is a pool of secretaries annexed to a County
department (the present Information and Complaints office is a logical
suggestion), that would provide secretarial support for all County boards and
commissions.
Our proposed plan of action:
• Work with the Department of Civil Service to develop the clerical "pool."
In closing, I would like to thank the Cost of Government Commission on behalf of
our office for a very complimentary report.
We are very proud of our computerized records management system (B.R.A.I.N.:
Best Record Access Information Network), which we developed with the
assistance of the Department of Data Systems at an outside cost of zero dollars.
Such an accomplishment is evidence of the tremendous human resources we
enjoy within our County workforce.
Honorable Harry Kim
Mr. Joel E. Gimpel
February 27, 2003
Page 5
We are also very optimistic of the future of our County, and the role our office will
play in providing "top notch" legal services to our County clients. We can only
accomplish this through necessary staffing and resources, and we are optimistic
our present staffing increase request (one attorney and one legal clerk) will
improve the level of service we are providing, by expanding our comprehensive
risk management system, and constantly "raising the bar" in our service.
Thank you again for your service on this very important Commission, and for
your kind attention to this matter.
Very truly yours,
LINCOLN S. T. ASHIDA
Corporation Counsel
Encl.
cc: Corporation Counsel Staff (w/ encl.)
S: Departments/Corpomfion CounseMSA Misc. Corresp./Letter to COG 2-27-03/LSAmr
O
Harry Kim
r
anunlu of Puf raft
COST OF GOVERNMENT COMMISSION
101 Aupuni Street, Suite 325 -Hilo, Ha"I 96720.4262 • (808) 961.8251 • Faa (808) 961.8622
February 26, 2003
Mr. Lincoln S. T. Ashida, Corporation Counsel
Office of the Corporation Counsel
101 Aupuni Street, Suite 325
Hilo, Hawaii 96720
Dear Mr. Ashida:
Thank you and your department for the information and assistance provided at your
August 22, 2002 appearance before the Hawaii County Cost of Government
Commission. We greatly appreciate the cooperation and forthrightness demonstrated by
those who appeared and testified, which has proved invaluable to us in performing the
task before us.
We've enclosed for your information a copy of our report on your department, which will
be included in our final report to the County Council and Mayor to be submitted in
February 2003.
We acknowledge that since your appearance before the Cost of Government Commission,
you may have already independently considered and acted on some of the
recommendations. Nevertheless, we believe it appropriate to retain them in our report, if
for no other reason than to demonstrate that your department and the Cost of Government
Commission were of like mind.
Sincerely yours,
IMPEL, Chair
V
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ac: Members, Cost ofGovcmmcnt Commission
OFFICE OF THE CORPORATION COUNSEL
(August 22. 2002)
Organization and Responsibilities
The Office of the Corporation Counsel, a major staff agency headed by the Corporation Counsel
who reports to the Mayor, provides legal representation and support for all County departments,
boards, commissions, officers and employees. Its primary purpose is to empower County
agencies and employees to perform their duties effectively. The office is organized into three
divisions: Counseling and Drafting; Litigation; and Family Support. It also supports the Board of
Ethics.
The Corporation Counsel maintains three offices. The main office in Hilo houses the Counseling
and Drafting Division and the Litigation Division, and provides services island -wide. The other
two offices, one in Hilo and one in Kealekekua, house Family Support Division staff.
The Counseling and Drafting Division provides legal advice and counsel to all County agencies
and staff, drafts and reviews documents, including appellate briefs, and appears before and
represents boards and commissions.
The Litigation Division helps County employees, officers, agents and departments, and when
necessary, resolve legal disputes through formal litigation and informal dispute resolution
methods such as mediation and arbitration. The Division provides civil liberties training for new
police recruits and ongoing in-service training on relevant legal issues for all County
departments. The Division also evaluates and investigates claims for damages against the
County, and pursues the County's claims against private parties or other government entities.
The Family Support Division's primary work consists of collecting child support debts owed the
State and custodial parents.
Findings
Following its review of documents, including organization charts, the 2001-2002 and 2002-2003
Budgets, the Corporation Counsel's August 21, 2002 letter to the Commission, the Office's
Functional Statement, and testimony furnished by the Corporation Counsel and selected staff, the
Cost of Government Commission finds:
The Office operates economically and efficiently, having returned more than $200,000 to
the general fund in the last fiscal year, and adding only three attorneys since 1987, despite
the greatly increased demand for legal services.
2. The new Best Record Access Information Network (`BRAIN") program has improved the
flow of needed information within the office and between the office and other departments.
3. The Office has developed a risk management program in an effort to reduce exposure to
liability.
4. County Departments are not accountable for litigation losses.
Attorneys are charged with supervising support staff.
Attorney and support staff (secretarial) departmental assignments are changed periodically
to afford a broad range of experience.
Recommendations
Having considered and reviewed the documents and testimony provided by the Office of the
Corporation Counsel, the Commission recommends as follows:
The Office should continue to refine its risk management program in order to further
reduce the risks of litigation, and continue its efforts to add staff and resources in order to
more effectively provide preventive legal services to County agencies.
Rationale: The cliche, "An ounce of prevention is worth a pound of cure," is especially apt
with respect to the provision of legal services. Awareness of the legal issues associated
with various activities and situations can significantly reduce the County's risk exposure.
By assigning an attorney to serve as the "primary" counsel for each County agency, the
Office fosters greater reliance on legal advice before actions are taken, thereby minimizing
exposure to risk and maximizing monetary savings.
2. The Office should continue efforts to create an office manager position.
Rationale: An office manager will relieve attorneys from time-consuming staff
management responsibilities, allowing them to concentrate on legal matters, and enhance
support staff efficiency.
3. The Office should, if necessary, recommend legislation that assigns liability for litigation
losses to the responsible County agency.
Rationale: Making County agencies responsible for litigation losses will enhance agency
awareness of and sensitivity to risks, and give great incentive to minimize risk.
4. The Office should reconsider the practice of periodically and routinely reassigning
secretarial staff to different departments and agencies.
Rationale: Although routine, periodic reassignment of attorneys may be appropriate to
afford staff counsel with valuable experience'in dealing with varied legal issues, similar
reassignment of secretaries can result in loss of efficiency and continuity for the "client"
department or agency.
Harry Kim
Mayor
Date:
To:
From
FX -
Lincoln S.T. Ashida
Corporation Counsel
Gerald Takase
Assistant Corporation
Counsel
COUNTY OF HAWAII
OFFICE OF THE CORPORATION COUNSEL
101 Aupuni Street, Suite 325 • Hilo, Hawaii 9672014262 • (608) 961-8251 • Fax (808) 961-8622
May 1, 2003
Lincoln Ashida
Corporation Counsel
Myra Ochi vv2�--,
Supervising Legal Clerk II
Creation of County Risk Management Position
I have reviewed a vast amount of material and also discussed the subject
matter with several risk managers. I am awaiting more information from the
State Risk Manager, however, I have put together a brief report from what I
have gathered so far. Also, I have attached a copy of the old proposed risk
management plan (1992) for the County of Hawaii as a reference.
Please let me know your thoughts on the above and advise me as to what
other information you would like to have.
/mo
t:ltr to lincoln re risk management 5-1-03
RISK MANAGEMENT
What is risk management?
Risk management is "using common sense to prevent accidents, injuries, and oversights." It.is a discipline
for dealing with the possibility that some future event will cause harm. It provides strategies, techniques,
and an approach to recognizing and confronting any threat faced by an organization in fulfilling its mission.
By identifying risks and implementing an action plan to address them, public entities can protect their
financial stability and their ability to provide services. Because risk is inherent in most productive activities,
even the most conscientious efforts cannot eliminate all risk, but the impact of risk on their operations can be
reduced.
Risk management may be as uncomplicated as answering three basic questions:
• What can go wrong?
What will we do (both to prevent the harm from occurring and in the aftermath of an "incident")?
• If something happens, how will we pay for it?
What is the risk management department responsible for?
The department may manage litigation, coordinate safety programs, and undertake the complex analyses
required to set monetary reserves for future claims. The functions of continuous risk management would be
to:
Identify: Search for and locate risks before they become problems.
Analyze: Transform risk data into decision-making information. Evaluate impact, probability, and
timeframe, classify and prioritize risks.
Plan: Translate risk information into decisions and mitigation actions (both present and future), and
implement those actions.
Track: Monitor risk indicators and mitigation actions.
Control: Correct for deviations from the risk mitigation plans.
Communicate: Provide information and feedback, internal and external to the project, on the risk activities,
current risks, and emerging risks.
Developing a Risk Management Program
The first step in creating a risk management program is to identify and establish the purpose for creating a
risk management program. It may include items such as to reduce the cost of insurance and/or financial
losses, minimize interruption of vital County services, provide a safe environment for the public and
employees and reduce the number and cost of accidents.
The next step would be to designate an individual or team responsible for developing and implementing the
organization's risk management program. The team would be principally responsible for the risk
management plan, while successfully integrating risk management within all levels of the organization.
2
County personnel from management on down to regular employees should assist in identifying risks and
managers and/or supervisors should develop suitable loss control and intervention strategies.
Insurance and Risk Management
When losses do occur, organizations must pay for them somehow. Insurance is one of many methods
available for financing losses. However, insurance does nothing to prevent a loss from occurring. The least
costly accident in terms of time, money, and morale is the one that never happens. Practicing risk
management is living with the commitment to prevent harm.
Any misstep or event that brings negative attention to the organization can have a lasting impact on an
organization's ability to fulfill its mission. The success of most nonprofits depends on the support of the
public (volunteers, members) and risk management is an effective way to help maintain the public trust.
The Role of the Risk Management Department
The risk management department would oversee the execution of a five-step risk management process:
Acknowledge and identify risks. The operation of any organization involves some degree of risk or
uncertainty of future events. The first step would be to identify these risks. These may include a
very wide variety of incidents, such as someone slipping on a wet floor, vehicular accidents, injury
while playing at a park, accident while performing job related duties, etc. No matter how improbable
a risk may seem, if the organization can envision an incident happening, this should be listed during
the first stage of developing a risk management program.
Evaluate and prioritize risk. Assessment of the probability of each risk becoming reality and
estimating its possible effect and cost to the County would be the next step. Past accidents and near
misses should be evaluated. Checking with similar organizations that have developed a probability
and cost estimate should be looked at. Also take into consideration the possible public reaction to an
adverse event. Priority areas of concern will include those risks that are most likely to occur and are
very expensive when they do happen. Lower priority risks are those that seldom occur and are not
likely to cost as much when they do happen.
3. Decide how to manage your risks using risk management strategies.
Development of a written plan, which outlines how the organization will manage its major risks, is
the next step. The plan should describe the suggested strategy or combination of strategies that the
organization will employ. The four basic strategies for controlling risk are:
• Avoidance. Do not offer or cease to provide a service or conduct an activity because it is
considered too risky.
• Modification. Change the activity so that the chance of harm occurring and impact of potential
damage are within acceptable limits.
• Retention. Accept all or a portion of the risk, and prepare for the consequences.
• Sharing Risks. Consider sharing the risk with another organization. This may include
purchasing insurance or sharing responsibility for a risk with another service provider through a
contractual arrangement.
• Implement The Plan. Once the appropriate governing body or management personnel has
reviewed the plan, the agency should formally adopt and implement it. This would involve
distributing and explaining the plan to everyone affected by it. Employees and volunteers may
need training to enable them to meet their specific risk management responsibilities.
Review And Revise Plan As Needed. The County must adapt to changes such as funding
constraints, new services to address public needs, and the establishment of new laws. The Risk
Management Department needs to evaluate its strategies at least once a year and evaluate the risk
management plan to ensure its continued relevancy, comprehensiveness and effectiveness.
Having a risk management committee that meets periodically can help ensure that the issue of
risk management receives ongoing attention. In evaluating the effectiveness of the program,
answers to various questions should be reviewed, such as: Have the risk management techniques
had the desired impact? Were injuries or accidents reduced? Did the program have a positive
effect upon insurance requirements? Are greater or fewer resources available for controlling
risks? Are revisions necessary to achieve the desired impact?
The basic steps of risk management would be:
Identification: Identifying services and assets that could cause a loss to your local government.
Evaluation: Placing values on potential losses by determining how frequently a loss is likely to occur and
how severe it could be.
Treatment: Examining ways to handle risks by securing insurance coverage, preventing accidents,
minimizing losses after an accident, and exploring ways to manage uncovered losses financially.
Selection and Implementation: Choosing and putting into practice the methods selected to deal with risks.
Program Monitoring: Overseeing the results to ensure the program is effective.
Benefits of Risk Management
More effective use of public funds—instead of paying medical claims, liability suits, and property damage,
put dollars toward public programs and services.
Decreased costs and increased productivity—preventing worksite accidents and injuries reduces medical
expenses, as well as costs related to lost work days, replacement workers, etc.
Reduced losses from natural disasters, lawsuits, and other unexpected occurrences.
Identification of exposures you may prefer to cover through means other than insurance—or avoid
completely.
Increased potential for economic development and rural revitalization resulting from improved efficiency
and effectiveness.
Establishing a Written Risk Management Policy Statement
A written policy statement is an effective tool for communicating the purpose of the risk
management role to others throughout the organization. It also identifies specific actions
that employees can take to contribute to and help promote the organization's overall
efforts.
A risk program is more likely to succeed if it is based on a policy statement endorsed by _
the governing body or chief executive officer or mayor. A strong policy statement
would: (1) define risk as a priority for all employees, (2) empower a risk team to identify
risks and develop a plan to address them, and (3) require the participation of all
operational departments. Although the policy statement should be distributed throughout
the organization, it is particularly important to communicate risk policy to department
heads or others who will be asked to contribute resources (primarily manpower or
employee time).
Advantages of a Written Statement
• Establishes the general goals and objectives of the risk management function within
the organization
• Defines the duties and the authority/responsibility relationships of the risk
management department
• Coordinates the treatment of loss exposures on a reasonably standardized basis
among the various departments
• Establishes and/or improves existing communication changes and management
information systems within the organization
• Provides for program continuity and facilitates a smoother transition during changes
in administration and/or personnel
The policy statement is a continuing guide and would be especially helpful to new
employees. Furthermore, for the risk management professionals and staff, a written
statement:
Provides the framework for assessing responsibility for controlling and/or financing
loss expenses
• Emphasizes the importance of the risk management function
• States the position of the risk management department within the overall
organizational chart
Contents of a Written Statement
The risk management policy statement:
Begins with a general description of risk management and its importance to the
organization
Discusses the position of the risk management department within the overall
organizational structure
Defines reporting relationships
Outlines the scope of the authority and responsibility of the risk management
professionals in dealing with others within the organization
May describe the internal structure of the risk management department
Clearly states senior management's objections for making appropriate use of risk control
and risk financing techniques
Specifies particular decision rules for various risk management techniques, depending on
the level of detail the organization typically uses in policy statements regarding other
functions
COUNTY OF HAWAII
DEPARTMENT = FINANCE
PROCEDURES MANUAL. RISK MANAGEMENT
SUBJECT:
RISK MANAGEMENT PROGRAM
I. Risk Management is a planned approach to protecting the County from
loss.
II. The objectives of the County of Hawaii's risk management Program are:
1. To protect County assets.
2. To minimize the interruption of vital County services.
3. To provide a safe environment for the public and employees.
4. To reduce the cost of accidents and other financial losses.
III. Risk Management Policy
The County of Hawaii shall endeavor to reduce the risks of accidental
losses or other financial losses which in the aggregate during any
fiscal year would significantly affect personnel, property, the
budget, or the ability of the County to continue to fulfill its
responsibilities.
The County of Hawaii will apply to risks of accidental loss the risk
management process, which includes a systematic and continuous
identification of loss exposures, the analysis of these exposures in
terms of frequency and severity probabilities, the application of
sound risk control procedures, and the financing of risk consistent
with financial resources.
In recognition of its financial resources and the spread of its
physical assets, the County will accept retention of uninsured losses
of less than approximately one-tenth of one (0.1t) percent of the
annual budget and accept retention of catastrophic loss in excess of
approximately ten (10%) percent of the annual budget; losses between
those limits shall be controlled by the purchase of insurance,
consistent with availability of coverage and reasonableness of
premium cost in relation to perceived risk, probability of loss and
generally accepted industry practices.
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COUNTY OF HAWAII
DEPARTMENT: FINANCE
PROCEDURES MANUAL- RISK MANAGEMENT
SUBJECT:
RISK MANAGEMENT PROGRAM
IV.
1. Identification of exposures - a continuous discovery process to
identify County resources and the loss exposures that could
affect them materially.
2. Analysis of risk - a continuous process to measure financial
impact of loss exposures by analyzing past loss frequency and
severity, and by estimating future loss frequency and severity.
3. Control of risk - the planned and coordinated program to
eliminate or reduce losses and risks by the methods of avoidance,
transfer or retention.
4. Funding of risk - the provision of sufficient funds to pay for -
losses by the most effective use of County resources, including
the purchase of insurance.
5. Administration of risk management program - the development of
personnel and an administrative management program to effectively
use County resources.
V. Responsibilities
1. Agency heads, other officers
responsible for carrying out
by:
and supervisors shall be primarily
the County's risk management program
a. Identifying and analyzing the probable financial impact of
exposures within their areas of responsibility and interest.
b. Taking appropriate action to avoid or minimize loss which
might result from identified exposures.
c. Reporting all loss exposures -- as well as actual losses,
accidents or incidents -- occurring in their area of
responsibility and interest.
d. Assisting in carrying out the County's risk management
program.
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COUNTY OF HAWAII
DEPARTMENT. FINANCE
PROCEDURES MANUAL- RISK MANAGEMENT
SUBJECT:
RISK MANAGEMENT PROGRAM
2. A risk management committee for the County of Hawaii is hereby
established.
a. The committee shall consist of the managing director, the
finance director, the corporation counsel, the safety
coordinator, and the risk manager, who shall be designated by
the committee and shall be a civil servant to maintain
continuity of the program.
b. The risk management committee shall establish, coordinate and
maintain a county -wide risk management program. It shall
formulate a program for the elimination or reduction of loss,
including the purchase of insurance.
c. The risk management committee shall arrange periodic risk
management reviews and audits of claims and other
administrative programs.
3. The Director of Finance shall establish, coordinate and maintain
a county -wide risk management program and, with the risk manager
and assistance from other officials, shall:
a. Analyze the cost of insurance services.
b. Monitor cost to determine cash flow advantages.
C. Build reserves to support retained risks.
d. Obtain loss probability and actuarial studies to determine
funding requirements.
e. Develop a risk management budget to be approved by the risk
management committee, including accumulation of funds in a
trust fund for payment of claims.
f. Maintain log of insurance policies, costs, coverage dates,
agents, and other appropriate data.
YAUt UY
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COUNTY OF HAWAII
DEPARTMENT FINANCE
PROCEDURES MANUAL-- RISK MANAGEMENT
RISK MANAGEMENT PROGRAM
4. The Corporation Counsel shall:
a. Investigate liability claims filed against the County and
investigate accidents that might result in a lawsuit or
filing of claims.
b. Take appropriate action to settle claims within limits
authorized by the County Council.
c. Recommend settlement of other claims or lawsuits for County
Council action.
d. Defend County against all suits.
e. Review contract terms and conditions for adequacy in
protecting County against losses.
f. Provide legal advice to agencies in avoiding or transferring
risk, including equal employment.
g. Estimate probable loss payments for establishment of reserves.
h. Maintain liability claim files.
S. The Safety Coordinator shall:
a. Develop, implement and maintain a county -wide safety program.
b. Administer the County workers' compensation program.
C. Maintain county -wide workers' compensation claim files.
d. Estimate probable workers' compensation payments for
establishment of reserves.
e. Establish, implement and maintain an employee assistance
program to counsel and assist employees as necessary.
6. The Equal Employment Opportunity/Affirmative Action Officer shall:
a. Advise departments in employment interview and selection
process to avoid equal employment violations.
b. Review cases filed for corrective revisions to practices and
procedures.
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COUNTY OF HAWAII
DEPARTMENT. FINANCE
PROCEDURES MANUAL- RISK MANAGEMENT
SUBJECT:
RISK MANAGEMENT.PROGRAM
7. The Personnel Director shall:
a. Establish, implement and maintain physical standards for
employment.
b. Develop policies and procedures in cooperation with the
Safety Coordinator and the Equal Employment
Opportunity/Affirmative Action Officer to address risks
associated with diseases, substance abuse and other
health-related issues.
8. County Physicians shall: ✓/
a. Review workers' compensation claims and advise Safety
Coordinator on payment.
b. Review physical standards for employment.
c. Conduct pre-employment physical examinations and advise
appointing authority on risks of hire.
VI.. Self -Insurance Fund
1. Ordinance 86-35 (Section 2-156, Hawaii County Code) established a
self-insurance fund for the County, funded by an initial
appropriation of $500,000.
2. When the fund balance is less than $3,000,000, the self-
insurance fund may be used only to pay claims, settlements, and
judgments -- exclusive of workers' compensation claims -- against
the County where the amount of such claim, settlement, or
judgment is in excess of $1,000,000.
When the fund balance is $3,000,000 or more, the self-insurance
fund shall be used to pay all claims, settlements, and judgments
against the County, exclusive of workers' compensation claims.
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COUNTY OF HAWAII
DEPARTMENT : FINANCE
PROCEDURES MANUAL- RISK MANAGEMENT
SUBJECT:
RISK MANAGEMENT PROGRAM
3. In accordance with Ordinance 86-35 (Section 2-157, Hawaii County
Code), an annual appropriation shall be made to the
self-insurance fund in the amount to be determined by the Mayor
and the County Council. The Director of Finance may also, with
the approval of the Mayor and County Council, transfer prior to
year end, all or a portion of the appropriation not needed in the
miscellaneous insurance, claims and judgments account to the self
insurance fund.
4. The self-insurance fund may only be dissolved or used for
purposes other than those specified herein unless the dissolution
or non-specified use is approved by the unanimous vote of the
County Council.
5. The Director of Finance shall administer the self-insurance fund,
which shall include investment of the fund. Investment income of
the fund shall accrue to the self-insurance fund.
VII. Policy and Procedural Guidelines•
The Risk Manager, with the guidance and approval of the risk
management committee, shall develop policies and operating procedures
for the following:
1. Transfer of Risk:
a. Wherever possible and financially prudent, risk shall be
transferred to insurance companies consistent with the risk
management policy.
b. A consistent policy shall be developed to transfer risk
contractually, through the use of hold harmless and indemnity
clauses and requirements for contractors to name the County
as an additional insured on the contractor's insurance
policies and/or obtaining a waiver of subrogation on
contractors' workers' compensation insurance policies.
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COUNTY OF HAWAII
DEPARTMENT: FINANCE
PROCEDURES MANUAL- RISK MANAGEMENT
SUBJECT:
RISK MANAGEMENT PROGRAM
2. Avoidance of Risk
a. A continuing program of audit and analysis of potential risks
shall be developed and operated to monitor all County
departments and agencies.
b. Where possible, risk shall be eliminated or minimized.
c. Where not practical to eliminate or minimize, risk shall be
transferred to other public or private entities whenever
possible.
d. Efforts of the Safety Coordinator, the Civil Service
Director, and other educational and training efforts of the
County shall be coordinated by the risk manager to maximize
the avoidance of risk.
3. Retention of Risk
a. The risk manager shall annually determine the amount of
aggregate self-insured retention and deductibles from
insurance coverages to be retained as risk and likely to
become an expense.
b. The risk manager shall also calculate the acceptable amount
of losses from small claims which arise from a reasonably
predictable number of small losses.
c. The estimated total amount of retained risk shall then be
incorporated in the annual budget in the Miscellaneous
Insurance, Claims and Judgments account.
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COUNTY OF HAWAII
DEPARTMENT: FINANCE
PROCEDURES MANUAL -
SUBJECT:
RISK MANAGEMENT PROGRAM
RISK MANAGEMENT
4. Purchase of Insurance
a. The risk manager shall continually monitor the insurance
industry to determine those risks more appropriately
transferred to insurance as opposed to those more appropriate
for self-insurance, as well as suitable levels of coverage,
deductibles and/or self-insured retention in relation to
premium costs.
b. The risk manager shall formulate procedures for the handling
of exceptions to policy regarding purchase of specialized
coverages required by contractual relationships, other
government agencies, lessors and other parties.
5. Risk Management Information System
a. The risk manager shall develop or otherwise acquire an
information system to include:
(i.) The reporting of losses, claims & incidents
(ii.) A database from which loss experience and other
statistical data may be effectively utilized.
(iii.) Financial information regarding current and future
costs of the risk management function.
b. The risk manager shall also coordinate record keeping &
retention with other departments and agencies as necessary.
c. The risk manager shall develop and implement such internal
office procedures as necessary to assure an efficient and
secure filing system for manual and electronic risk
management information.
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