HomeMy WebLinkAboutCOM 0899.005 2014-2016 PIM
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Murashige, Laura
From: dmorgan@onomeafcu.com
Sent: Friday, May 27, 2016 3:11 PM
To: Council Testimony; Poindexter,Valerie
Subject: Committee On Finance, 6/2/2016 Meeting, Bill #212
Attachments: HCC - Bill #212.pdf
Good Afternoon,
Please see attached written testimony regarding the June 2nd, 2016 Committee on Finance meeting
regarding Bill #212.
9 9
Thank you,
David Morgan
Chief Executive Officer
Onomea Federal Credit Union
808-964-1031; dmorganap.onomeafcu.com
"A Perfect Fit- You& Your Credit Union"
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Cnomea
FEDERAL CREDIT UNION
P.O.Box 19 • Papaikou,Hawaii 96781 • (808) 964-1031 • Fax(808)964-5088
May 27th, 2016
TO: Hawaii County Council
Committee on Finance
June 2nd, 2016 Meeting
councihestimony@hawaiicounty.gov
valerie.poindexter@hawaiicounty.gov
FROM: David Morgan, Chief Executive Officer
Onomea Federal Credit Union
RE: Bill Number 212
Aloha, and Good Afternoon,
On behalf of Onomea Federal Credit Union, as its Chief Executive Officer, as well as personally
as a member of the Credit Union, I wish to state our objection to the proposed Bill #212 which
would remove the exemption for real property taxes that is currently granted to Credit Unions
here in Hawaii County.
As far back as 1934 during the founding principles of the Federal Credit Union movement, it was
highly celebrated that Credit Unions were a cooperative organization. As a not-for-profit
financial institution, Credit Unions were seen as a valuable, service oriented institution operated
entirely by and for the members it served. As such, Credit Unions because of their uniqueness,
were granted tax exempt status across this nation.
The Credit Union philosophy has not changed in the 82 years since the founding of the Federal
Credit Union. Act because governments, both locally and nationally, have recognized this
uniqueness which benefits millions of American citizens.
Onomea Federal Credit Union is like every other Federal Credit Union in our founding
principles. We only have volunteer Board of Directors! We do not have stockholders as owners,
but valued members who participate in the success of the Credit Union through ownership!
Expenses are paid from the income generated by the members. Expenses take away from the
services we offer our members, at times greatly impacting the service we can provide. Here at
Onomea Federal Credit Union, any increased expense can easily mean a decreased service to our
membership, higher rates charged on loans, lower rates paid on savings, elimination of Credit
Union personnel providing service to our members.
Onomea
FEDERAL CREDIT UNION
P.O. Box 19 • Papaikou,Hawaii 96781 • (808)964-1031 • Fax (808)964-5088
Hawaii County Council
Committee on Finance
Page 2:
Every expense affects our membership, and because we value our members and our members
value us, we strongly object to any Hawaii County Council Bill 212 which would raise our taxes
and impact our expenses.
We hope you agree that preserving this uniqueness is vitally important to all Credit Unions and
will vote"no" on the repeal of the Credit Union real property tax exemption.
Mahalo for your time and consideration on this very important matter,
David Morgan
Chief Executive Officer
Onomea Federal Credit Union
Proudly Serving Big Island Residents Since 1939