HomeMy WebLinkAbout2026 Affordable Housing GuidelinesAFFORDABLE HOUSING GUIDELINES FOR THE COUNTY OF HAWAI'I
Household Size ↓ / AMI Level →30%40%50%60%70%80%90%100%110%120%130%140%
1 person max family income:$25,410 $33,880 $42,350 $50,820 $59,290 $67,760 $76,230 $84,700 $93,170 $101,640 $110,110 $118,580
2 person max family income:$29,040 $38,720 $48,400 $58,080 $67,760 $77,440 $87,120 $96,800 $106,480 $116,160 $125,840 $135,520
3 person max family income:$32,670 $43,560 $54,450 $65,340 $76,230 $87,120 $98,010 $108,900 $119,790 $130,680 $141,570 $152,460
4 person max family income:$36,300 $48,400 $60,500 $72,600 $84,700 $96,800 $108,900 $121,000 $133,100 $145,200 $157,300 $169,400
5 person max family income:$39,210 $52,280 $65,350 $78,420 $91,490 $104,560 $117,630 $130,700 $143,770 $156,840 $169,910 $182,980
6 person max family income:$42,120 $56,160 $70,200 $84,240 $98,280 $112,320 $126,360 $140,400 $154,440 $168,480 $182,520 $196,560
7 person max family income:$45,030 $60,040 $75,050 $90,060 $105,070 $120,080 $135,090 $150,100 $165,110 $180,120 $195,130 $210,140
8 person max family income:$47,940 $63,920 $79,900 $95,880 $111,860 $127,840 $143,820 $159,800 $175,780 $191,760 $207,740 $223,720
FOR-SALE UNITS GUIDELINES (Effective 6/17/2026 )
Number of Credits
Size of Home ↓ / AMI →30%40%50%60%70%80%90%100%110%120%130%140%$346,100.00 $461,600.00 $577,000.00 $692,200.00 $807,600.00 $923,100.00 ###########$1,153,700.00 ############################################
$96,200 $128,300 $160,400 $192,400 $224,500 $256,600 $288,700 $320,700 $352,800 $384,900 $417,000 $449,0005.414463%5.415871%5.4167%5.4145%5.4153%5.4159%5.4163%5.4150%5.4155%5.4159%5.4162%5.4153%$395,700 $527,400 $659,400 $791,100 $923,100 $1,055,100 $1,186,800 $1,318,800 $1,450,500 $1,582,500 $1,714,200 $1,846,200
$110,000 $146,600 $183,300 $219,900 $256,600 $293,300 $329,900 $366,600 $403,200 $439,900 $476,500 $513,2005.417278%5.414815%5.4163%5.4148%5.4159%5.4167%5.4156%5.4163%5.4155%5.4160%5.4154%5.4159%$445,000 $593,600 $741,800 $890,000 $1,038,600 $1,186,800 $1,335,000 $1,483,600 $1,631,800 $1,780,400 $1,928,600 $2,076,800$123,700 $165,000 $206,200 $247,400 $288,700 $329,900 $371,100 $412,400 $453,600 $494,900 $536,100 $577,3005.4151%5.4173%5.4160%5.4151%5.4163%5.4156%5.4151%5.4160%5.4155%5.4162%5.4158%5.4154%$494,700 $659,400 $824,200 $989,000 $1,153,700 $1,318,800 $1,483,600 $1,648,400 $1,813,100 $1,977,900 $2,143,000 $2,307,800
$137,500 $183,300 $229,100 $274,900 $320,700 $366,600 $412,400 $458,200 $504,000 $549,800 $595,700 $641,5005.417278%5.416293%5.415702%5.415308%5.415026%5.416293%5.415964%5.415702%5.415487%5.415308%5.416065%5.415871%$534,200 $712,300 $890,400 $1,068,500 $1,246,500 $1,424,600 $1,602,300 $1,780,400 $1,958,500 $2,136,600 $2,314,600 $2,492,700
$148,500 $198,000 $247,500 $297,000 $346,500 $396,000 $445,400 $494,900 $544,400 $593,900 $643,400 $692,9005.416449%5.416449%5.416449%5.416449%5.416449%5.416449%5.415233%5.415354%5.415454%5.415537%5.415607%5.415667%$573,800 $765,200 $956,200 $1,147,600 $1,339,000 $1,530,000 $1,721,400 $1,912,800 $2,103,800 $2,295,200 $2,486,600 $2,677,600
$159,500 $212,700 $265,800 $319,000 $372,200 $425,300 $478,500 $531,700 $584,800 $638,000 $691,200 $744,3005.415734%5.416583%5.415055%5.415734%5.416219%5.415310%5.415734%5.416074%5.415426%5.415734%5.415995%5.415492%
FOR-SALE FINISHED LOTS GUIDELINES (Effective 6/17/2026 )
% of Median Income Cost/Unit Credit
80%- $285,153 =_1
100%- $285,153 =1/2
FOR-RENT GUIDELINES (Effective 6/17/2026)
% of Median Income 30%50%60%80%100%120%140%
Unit Size 2 CREDITS 2 CREDITS 1.5 CREDITS 1.5 CREDITS 1 CREDIT 1/2 CREDIT NO CREDITS
Studio $635 $1,058 $1,270 $1,694 $2,117 $2,541 $2,964
1 Bedroom $680 $1,134 $1,361 $1,815 $2,268 $2,722 $3,176
2 Bedroom $816 $1,361 $1,633 $2,178 $2,722 $3,267 $3,811
3 Bedroom $943 $1,573 $1,887 $2,517 $3,146 $3,776 $4,404
4 Bedroom $1,053 $1,755 $2,106 $2,808 $3,510 $4,212 $4,914
$81,447
$173,047
AREA MEDIAN INCOME (AMI) Limits and AMI Levels - All project Types (Effective 6/17/2026)
The following table presents income limits provided by Hawaii Housing Finance & Development Corporation (HHFDC), using the rates established by the U.S. Department of Housing and Urban Development (HUD) for various family
sizes. Therefore, the rates are consistent at the County, State, and Federal levels.
The figures considers (1) a 30-year conventional fixed mortgage; (2) a fixed interest rate of 6.75%*; (3) a down payment equal to 5% of the sales price (4) housing expenses equal to 28% of gross annual income; *The interest rate
used is the annual average interest rate for a 30-year conventional fixed mortgage, for the twelve months ending in the previous year rounded to the nearest half percent, as published by the Federal Home Loan Mortgage Corp
(http://www.freddiemac.com/pmms/docs/30yr_pmmsmnth.xls).
1.5 CREDITS 1 CREDIT 1/2 CREDIT
$366,600
$458,200
Affordable Home Price Affordable Lot Price
Sales Price: Studio:
(Estimated Family Size of 1 person)
Affordable rents are based on 30% of gross monthly income, including utilities (water, sanitary sewage service, electricity and/or gas). Please refer to form HUD-52667 (Allowances for Tenant-Furnished Utilities and Other
2 CREDITS
This information is based on the affordable sales price for a completed unit for a household, earning eighty or one hundred percent of the median income in the County of Hawai'i, less the cost to build a single-family home of
1,100 square feet. *$259.23 per square foot cost is based on an estimated cost, as submitted to the County of Hawai`i, Department of Public Works, Building Division for construction in Hawai'ii County. Per Chapter 11 of the
Hawai'i County Code §11-5(c)(9)(10)
Sales Price: 1 Bedroom:
(Estimated Family Size of 2 people)
Sales Price: 2 Bedroom:
(Estimated Family Size of 3 people)
Sales Price: 3 Bedroom:
(Estimated Family Size of 4 people)
Sales Price: 4 Bedroom:
(Estimated Family Size of 5 people)
Sales Price: 5 Bedroom:
(Estimated Family Size of 6 people)