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HomeMy WebLinkAbout2017 RRP Application Packet RESIDENTIAL REPAIR PROGRAM (RRP) APPLICATION PACKET List of attachments: Fact Sheet Frequently Asked Questions Preferred Terms Income Guidelines Application Instructions Loan Application Authorization for the Release of Information Certification of Non-Filing of Federal Income Tax Return Certification of Non-Filing of State Income Tax Return Verification of Mortgage or Deed of Trust Notification-Watch Out For Lead-Based Paint Poisoning County of Hawai'i Office of Housing and Community Development 1990 Kimble Street, Suite 105 Hilo, Hawai'i 96720-5293 V/TTY: (808) 959-4642 Fax: (808) 959-9308 COUNTY OF HAWAI'I OFFICE OF HOUSING AND COMMUNITY DEVELOPMENT 1990 Kino'oie Street, Suite 105 HILO, HAWAII 96720-5293 V/TTY: (808) 959-4642 FAX: (808) 959-9308 RESIDENTIAL REPAIR PROGRAM (RRP) FACT SHEET PURPOSE: To provide low cost loans to benefit low-and moderate-income homeowners in the County of Hawai'i to repair the dwelling unit that they occupy as their primary residence. PROGRAM FUNDING: U.S. Department of Housing and Urban Development(HUD) Community Development Block Grant Program. APPLICATION FEE: 1. There is a $50.00 processing fee. APPLICANT QUALIFICATION: 1. Total adjusted gross income of all persons living in the household may not exceed the attached household income limit schedule. (See attached schedule) 2. Applicant must be owner/occupant for at least one year prior to filing a loan application for proposed repairs to the dwelling. A rental unit or a portion of a owner/occupied unit that is used for rental purposes is not eligible for rehabilitation assistance. DWELLING QUALIFICATIONS: 1. Single family dwelling owned in fee simple. 2. The dwelling must be a completed residence prior to the owner applying. 3. The residence must meet equity underwriting requirements. 4. After repairs, the dwelling must be safe, sanitary and decent. 5. Dwelling may not be located in the Flood Hazard Area unless all flood hazards are mitigated under Executive Order 11988, Flood Plan Management. 6. Dwelling must be insured (homeowners insurance). The applicant and dwelling must meet all program underwriting requirements as documented in the RRP Administrative Rules. A copy of the Rules is available at www.hawaiicounty.qov/office-of-housinq or by contacting the Office of Housing and Community Development. LOAN PROGRAM: Loan Amount: Minimum $2,500 15 year term Maximum $25,000 15 year term Interest Rates: 3% Simple Interest **Term and Principal amount of loan will be due and payable upon transfer of ownership of the property, for any reason, such as sale, inheritance, condemnation or foreclosure.** EXAMPLES OF ELIGIBLE REPAIRS: • Roof repairs • Termite Treatment • Connecting to Sewer System • Updating faulty electrical wiring and or plumbing • Solar water heating EXAMPLES OF INELIGIBLE REPAIRS: • Construction of a New Structure • Completion of a incomplete structure or unfinished improvements • Construction on an unpermitted structure COUNTY OF HAWAII OFFICE OF HOUSING AND COMMUNTIY DEVELOPMET RESIDENTIAL REPAIR PROGRAM(RRP) FREQUENTLY ASKED QUESTIONS 1. Q. WHAT IS THE RESIDENTIAL REPAIR PROGRAM? A. The Residential Repair Program (RRP)was established by the County of Hawai'i to make low-interest loans available to eligible property owners who are interested in repairing and improving their primary residence. 2. Q. WHAT KINDS OF REPAIRS OR IMPROVEMENTS CAN BE MADE WITH THE LOAN? A. The LOAN can be used to repair and correct deteriorated and hazardous conditions on the property such as damage caused by termites or wood rot, leaky roof and drain pipes, abatement of lead based paint, faulty electrical wiring and plumbing, hook up to County sewer lines, termite treatment and installation of a solar water heating system.The LOAN can also be used to accommodate the special needs of disabled household members. , Q. IS THERE A FEE TO APPLY? A. Yes, there is a $50.00 processing fee. A personal check, cashier's check or money order must be submitted with the completed application. Pursuant to Section 2-134, as amended, of the Hawaii County Code, there shall be a fee charged for a returned check due to insufficient funds. If you do not qualify you will be refunded your$50.00 processing fee. 4. Q. WHO IS ELIGIBLE TO APPLY FOR A LOAN? A. Owner-occupants whose total adjusted gross income of all persons living in the household is within the income schedule listed below are eligible. The current maximum income limits for owner-occupants, by number of persons in household, are as follows: INCOME LIMITS* (Effective March 29,2016) 1 2 3 4 5 6 7 8 $39,000 $44,600 $50,150 $55,700 $60,200 $64,650 $69,100 $73,550 "Income limits are adjusted annually 5. Q. ARE OWNERS OF PROPERTIES WITH RENTAL UNITS ELIGIBLE FOR A LOAN? A. No. Only owner-occupants whose household income is within the income schedule are eligible. 6. Q. ARE SINGLE FAMILY DWELLINGS ON LEASE LAND ELIGIBLE FOR A LOAN? A. No. Only fee simple, owner-occupant dwellings are eligible. 7. Q. ARE SINGLE FAMILY DWELLING ON DEPARTMENT OF HAWAIIAN HOME LANDS ELIGIBLE FOR A LOAN? A. No. Single family dwellings on Department of Hawai'i Home Lands (DHHL)are not eligible. 8. Q. WHAT MUST A HOMEOWNER REPAIR AND CORRECT UNDER THE LOAN PROGRAM? A. To insure that the property is safe and sanitary,all deficiencies cited by the County's RRP inspector must be repaired and corrected. 9. Q. HOW MUCH MONEY CAN A HOMEOWNER BORROW? A. The minimum LOAN is$2,500 the maximum LOAN is$25„000 for each dwelling unit for owner occupied properties. 10. Q. CAN I APPLY FOR MORE THAN ONE LOAN? A. No. Only one LOAN per household. 11. Q. WHAT KIND OF INTEREST RATE WILL BE BORROWER BE PAYING? A. The interest rate is set at 3%. The LOAN is deferred for 15 years or until first transfer of title. If the homeowner applies for a mortgage loan or a home equity loan, the LOAN amount must be repaid in full. 12. Q. WHAT ARE SOME OF THE SERVICES AVAILABLE TO HOMEOWNERS? A. The County's RRP inspector will inspect your property. The County will prepare a Priority List of Repairs which will outline the deficiencies cited that must be corrected. 13; Q. HOW IS THE LOAN SECURED? A. LOANS will be secured with a Mortgage and Note on the property. 14. Q. WHERE CAN A HOMEOWNER OBTAIN MORE INFORMATION? A. The County of Hawai'i Office of Housing and Community Development, 1990 Kino'ole Street, Suite 105 Hilo, The phone number is 959-4642. The term of the LOAN maybe extended at the end of 15years if the borrower remains qualified for such a LOAN. **LOANS are subject to availability of funds. RESIDENTIAL REPAIR PROGRAM PREFERRED TERMS The preferred terms shall be as follows: Preferred Terms: THIRTY PERCENT(30%)of the principal balance of the Loan, may be forgiven as a grant to an Applicant if he/she or any member of the household is a member of any one of the following groups: 1. Elderly person 62 years of age or older. 2. Disabled person as defined by 24 CFR 5.403 when the condition is verified by appropriate diagnostician such as physician,psychiatrist, psychologist,therapist, rehabilitation specialist, or licensed social worker, using the HUD language as the verification format. All legal owners shall be required to sign a Mortgage and Note and a Grant Agreement that spells out the terms and conditions of the Loan and Grant. 2016 MEDIAN FAMILY INCOME: $57,600 EFFECTIVE„ March 29,2016 INCOME GUIDELINES HOUSEHOLD LOW-INCOME SIZE LIMITS 1 39,000 2 44,600 3 50,150 4 55,700 5 60,200 6 64,650 7 69,100 8 73,550 FAMILY SIZE ADJUSTMENT: Four each person in excess of eight,8 percent of the four person base should be added to the eight-person limit. (For example, the nine-person limit equals 140 percent [132 + 8] of the relevant four-person income limit.) All income limits are rounded to the nearest$50 to reduce administrative burden. COUNTY OF HAWAI'I OFFICE OF HOUSING AND COMMUNITY DEVELOPMENT RESIDENTIAL REPAIR PROGRAM INSTRUCTIONS FOR COMPLETING THE APPLICATION FORM: - Type or print information using black ink. - Sign and date the application. - Fill in all applicable information. - Sign and date Authorization for the Release of Information DOCUMENTS TO BE SUBMITTED WITH THE APPLICATION: - Copy of three (3) months of most recent employment pay stubs for all household members. - Copy of most recent documentation of any other income for all household members(such as: Social Security, Disability, Pension, Public Assistance, Life Insurance Payments, Living Allowances, etc.) - Copy of six(6)months of statements for checking accounts,the most recent bank statement for savings accounts and any other assets for all household members (Such as: IRA, Mutual Funds, Annuities, Stocks, Bonds, etc.) - Copy of Deed. - Copy of most recent Real Property Tax Assessment. - Copy of most recent Mortgage Statement - Copy of current homeowners' insurance policy. - Copy of most recent Federal Income Tax Return. - Copy of most recent State Income Tax Return. If you did not file a Federal and/or State Income Tax Return, complete the attached Certification of Non-Filing of Federal and/or State Income Tax Return, have it notarized and submit it with the completed application. - Personal check, cashier's check or money order for $50.00 payable to "Director of Finance". RETURN THE APPLICATION BY MAIL OR IN PERSON TO: County of Hawai'i Office of Housing and Community Development 1990 Kino'ole Street, Suite 105 Hilo, Hawai'i 96720-5293 If you need any other information or assistance regarding the application, please feel free to contact our office at (808) 959-4642. ;+ /Tr or Nom. Harry Kim ' •]ut '�' Neil S.Gyotoku Mater • Housing Administrator Lance M..Nnmi County of Hawaii Assistant Housing Office of Housing and Community Development Administrator 1990 Kino'ole Street,Suite 105•Hilo,Hawaii 96720 VITT(808)959-4642•Fax(808)959-9308 KONA: 74-5044 Ane Keohokalole Highway • Kailua-Kona,Hawaii 96740 (808)323-4300 • Fax(808)323-4301 RESIDENTIAL REPAIR PROGRAM APPLICATION (RRP) Application must be filled out COMPLETELY. Please use BLACK Ink to complete application. If any question does NOT apply, please acknowledge by writing NONE or NOT APPLICABLE. Do not leave any section unanswered. Be reminded that Questions asked apply to ALL Household members. Please print or type. PART I: GENERAL INFORMATION: APPLICANT (Head of Household): Phone Legal M Last Name First Name M111 CO-APPLICANT (Spouse or Co-Head) _... Oilier Phone:waa I egal Last Name First Name MI Current Address.' Apt.No....,,...� try: tateC Zip' Yrs.at Residence: Previous address if less than 2 yrs,at above Yrs.at Residence Check here if mailing address is the same as current address. Mailing Address: Apt.No. City; State Zip:mm PART 2: HOUSEHOLD MEMBERS: Starting on first line for the:Head of Household,please supply the information for all adults and children that will live in the housing unit to be assisted. List the adults first,then children. Enter one of the following codes in the"Relation"box to identify the household relationship ofeach adult and child listed. II Head of Household K Co-Head(Not Married) Y Youth Under l8 L Live In Aide S Spouse(Married) F Foster Child/Adult E w Full Time Student Over 18 A Other Adult Last Name&Sr,Jr„etc. First Name Ml Date of Birth Sex Relation 1 H tHeasd sof Ho u s e he U Ilk Single Race(select one or more) Ithnicity(check one box) [ ] White [ ] Asian [ ]Black or African American ]; '[ Hispanic or Latino [ ] Native Hawaiian or Other Pacific Islander [ ] Not Hispanic or Latino [ ] American Indian!Alaska Native Multi Race(select one or more) [ ] Asian and White [ ]Other Mulu.Racial [ ] Black or African Amencan and White [ ] American Indian t Alaska Native and White [ ] American Indian Alaska Native and Black EQUAL HOUSING OPPORTUNITY 'HAWArI COUNTY IS AN EQUAL OPPORTUNITY PROVIDER AND EMPLOYER' „ .O'9r'bia Last Name&Sr,Jr,etc. First Name MI Date of Birth Sex Relation 2 Race(select one or more) Ethnicity(check one box) [ ] White [ ] Asian [ ]Black or African American [ ] Hispanic or Latino [ ] Native Hawaiian or Other Pacific Islander [ ] Not I lispanic or Latino I } Amencan Indian°Alaska Native Name&Sr,Jr,etc First Name MI Date of Birth Sex Relation 3 Race(select one or more) Ethnicity(check one box) [ ] White [ ] Asian [ }Black or African American [ ] Hispanic or Latino [ ] Native Hawaiian or Other Pacific Islander [ ] Not Hispanic or Latino [ ] American Indian r Alaska Native Last Name&Sr,Jr,etc. First Name Ml Date of Birth Sex Relation 4 Race(select one or more) Ethnicity(check one box) [ ] White [ ] Asian [ ]Black or African Amencan [ ] Hispanic or Latino [ ] Native Hawaiian or Other Pacific Islander [ ] Not Hispanic or Latino [ ] American Indian%Alaska Native Last Name&Sr,Jr,etc. First Name MI Date of Birth Sex Relation 5 Race(select one ore more) Ethnicity(check one box) [ ] White [ ] Asian [ ]Black or African American [ ] I lispamc or Latino [ ] Native Hawaiian or Other Pacific Islander [ ] Not Hispanic or Latino [ ] American Indian/Alaska Native Last Name&Sr,Jr,etc. first Name MI Date of Birth Sex Relation 6 Race(select one or more) Ethnicity(check one box) [ ] White [ ] Asian [ ]Black or African Amencan 9 } Ilrspanir_or Latino f ] Native Hawaiian or Other Pacific Islander [ '[ Nit I lrspanic or Latino [ ] Amencan Indian'Alaska Native PART 3: ASSET INFORMATION: Please list any checking,savings,stocks,bonds,annuities,savings bonds,credit union shares,trust accounts,retirement contributions,pension contributions,IRAs,certificates of deposit or other assets for everyone in your household. Also include assets that are held jointly with another person and include the joint holder's name. Family Member Bank/Credit Union/Financial Type of Account Estimated Name Institution Account Number Current Balance PART 4: REAL ESTATE INFORMATION: Please list all real estate owned for everyone for in your household. Family Member Tax Map Key Current Mortgage Monthly Mortgage Mortgagee Name Name Number Assessed Value Balance Payment Loan No. and Address A PART 5: LIABILITIES: Please list total monthly debt owed;credit cards,car loans,personal loans,etc,except previously listed mortgages. Family Member Account Type Balance Monthly Account No. Creditor Name Name Payment and Address PART 6: TOTAL INCOME RECEIVED BY FAMILY MEMBERS APPLICANT (Head of Household): Current Employment Employer: Position Held. Years of Employment. Employer Address Phone Gross Monthly Income: 5 CO-APPLICANT(Spouse or Co-Head). Current Employment Employer: Position Held;, Years of Employment Employer Address: Phone- Gross Monthly Income 5 If the current employment is for less than 2 years,complete the following. Previous Employment Years Employed Last Position Held Monthly Income APPLICANT CO-APPLICANT OTHER CROSS MONTHLY INCOME Please list gross payments(before taxes)made to each family member,for wages,worker's compensation,social security,SSI,disability,welfare assistance,unemployment benefits,retirement payments, child support, pension, military pay,and business orprofessional income. Family Member Name Source of Income Address of Source Gross Monthly Amount YES NO [ ] [ ] Did you file a Federal Income Tax Return for the last full calendar year? YES NO [ ] [ ] Did you file a State Income Tax Return for the last full calendar year? YES NO [ ] [ ] Has anyone in your household applied for any benefit or money which is in the process of being approved? If YES,please indicate what household member and for what benefit: PART 7: CHILD CARE PROVIDER ALLOWANCE: I Check here if the following does not apply to your household Un-reimbursed Child Care Expense If you pay(and are not reimbursed) for a care provider to care for a child under the age of 13 who is a member of your family so that an adult member of your family may work or attend classes,enter the first name of the person who works or attends classes here and provide the following information: Name and Address of Care Provider for Verification: Name Address: City: State: Zip Telephone: DateChildn:. Average Hours 13ega ............................................�.............. .._...................................................................... g Per Week:............................................................ ...�,...�........... Total Child Care Cost: Amount you Pay($) (circle one) per hour per week per bi-weekly per month Amount Reimbursed by an individual/organization: $ Name and Address of Organization: PART 8: DISABILITY ASSISTANCE EXPENSE: Li Check here if the following does not apply to your household. Un-reimbursed Disability Assistance Expense If you pay(and are not reimbursed)for care or equipment for a disabled member of your family so that either the disabled member or another member of your family may work,enter the first name of the person who works here „and provide the following information. Name and Address of Care or Equipment Provider for Verification: Name: Address: City: State: Zip Telephone: PART 9: MEDICAL EXPENSE ALLOWANCE: Complete only if the Head of Household,Spouse, or Co-Head is disabled or age 62 or older. Check here if the following does not apply to your household. If you wish to claim an allowance for medical insurance premiums,medical,dental or optical expenses,or prescription or over-the-counter drug expenses,please provide the first name of any family member claiming each expense and the name and address of the provider of the service or product. YES NO [ J [ ] Do you have Medicare(Social Security)? If YES,Monthly Premium Amount:$ [ I [ ] Do you have Medicaid(Welfare)? [ ] [ ] Do you have other Medical Insurance? If YES,Monthly Premium Amount:$ [ ] [ ] Are you paying on any medical bills? If YES,Monthly Premium Amount: $ Balance Amount: $ Family Member First Name: Family Member First Name: Expense Claimed: S Expense Claimed: S Provider: Provider: Address: Address: City: State: Zip: City: State: Zip: PART 10: REPAIR WORK NEEDED: Give a brief description of the repair work needed; PART I I: APPLICANT'S CERTIFICATION GIVING TRUE AND COMPLETE INFORMATION I(We), the undersigned, cert]that all of the information provided in this application is true and correct to the best of my(our)knowledge and is submitted for the purpose of the Residential Repair Program. I"We understand that the above information is being collected to determine my(our) eligibility and is submitted for the purpose of obtaining a County rehabilitation loan. I(We)authorize the County of Hawai"i to verify all information contained herein and agree that this application and related verification and statements shall remain the property of the County of Hanoi'i. (Si nature of A licant}.. ..................... Date to (Signature of Other Household Adult Member) Date ae (Signature of Other Household Adult Member) Date o (Signature of Other Household Adult Member) Date Authorization for the Release of Information PHA. Requesting release of informationz County of Hawaii Office of Housing and Community Development 50 Wailuko Drive Hilo, Hawaivi 96720 808/961-8379 Authority: 42 U.S.C. 1437f and 3535dd) , implemented. at 24 CFP. Failure to Sign Consent Form: Your failure! 982.55l(b) . to sign the consent form may result in the denial of eligibility or temminatio:n of assisted housing benefits, or both. Denial of Purpose: In signing this consent. form, you are authorizing HUD eligibility or termination of benefits is and the above. named HA to request information including but not subject to the HA's grievance procedures. limitedo to identity and marital. status, employment income, welfare income, assets, residences angrental activity, Medical or Child Care Allowances, Credit and Criminal Activity. HUD and. Sources of Information: The groups or the MA. need this information to verify your eligibility for individuals that may be asked to release aasisted housing benefits and that these benefits are set at the information include but are not limited to correct level. HUD and the HA may participate i:n computer matching programs with these sources in order to verify your eligibility and level of benefits. Uses of Information to be Obtained: HUD is required to protect the Previous Landlords (including PHAs1 information it obtains in accordance with the Privacy Act or 1974., Courts and. Post Offices 5 U.S.C. 552a. BUD may disclose information (other than, tax return Schools and Colleges information) for certain routine uses, such as to other government Law Enforcement Agencies agencies for law enforcement purposes, to Federal agencies for Support and Alimony Providers employment, suitability purposes and to HAs for the purpose of Past and Present Employers determinind housind assistance, The HA io also required to proteot Welfare Agencies the information it obtains in accordance with any applicable State State Unemployment! Agencies privacy law. HUD and HA, employees m' be subject to penalties for Social. Security Administration. unauthorized disclosures or improper uses of the information, that is Medical. and. Child Care Providers obtained based on the consent form. Veterans Administration Retirement Systems Who Must Sign the Consent Form: Each memberof your household who Dents and other Financial institution. is 19 years of age or older must sign the consent form. Additional Credit Providers and. Credit Bureaus signatures must be obtained. from new adult members Joining the Utility Companies household or whenever members of the household become 19 years of age. Consent: I consent to allow HUD or the HA to request and obtain any information from any Federal, State or local agency, organization, business, or individual for the purpose of verifying my eligibility and level of benefits under HUD's ' ted housing programs. I understand that HA. that receive information under this consent form cannot use it to deny, reduce or terminate ' tance without first independently verifying the information obtained. In addition, I must be given an opportunity to contest those determinations. This consent form expires 15 months after signed, Signatures; oc, . Head of HO us eth.o id ' Co c e 0 h t F1vn i..(Y('ttFti.he r Q V 0 i ;!,1,4 e 15 t......................................................................................................................................................................................................................................................................................._ 11.M"t-e 14101131E Other Fa mily Re rAN'tt over ,6,,, gr Date WiTchl: 111-1; 11Fi; iV12117e Other Family Mombet love17go 18 . .......................................................................................... Date Penalties for Misusing this Consent: HUD, the HA, and any owner dor any employee of RIM, the HA, or the owner) may be subject topenalties for unauthorized disclosures or improper uses of information collected. based, on the consent form. Use of the information collected based on this form is restricted, to the purposes cited above. Any person whoknowingly or willfully request, obtains or discloses any information under false pretenses concerning an applicant or participant may be subject to a misdemeanorand finednot more that $5,000. Any applicant or participant affected by negligent disclosure of information may bring civil action for damages, and seek other relief, as mal be appropriate, against the officer or employee of HUD, the HA or the owner responsible for the unauthorized disclosure or improper use. 2/21104 Original is retained, by the requesting. organization. 62)8thia Residential Emergency Repair Program Certification of Non-Filing of Federal Income Tax Return Name: Name: Address: STATE OF HAWAII ) SS: COUNTY OF HAWAII ) The undersigned hereby certify that the borrower(s), pursuant to the laws and regulations as established by the United States Internal Revenue Service (IRS), did not file a Federal Income Tax Return for the tax year , and that the borrower(s) understand that misrepresentation of information or failure to disclose information will constitute just cause for the County to call the loan immediately due and payable. BORROWER BORROWER Subscribed and sworn to before me this day of , 20 Notary Public, State of Hawaii My commission expires: Residential Emergency Repair Program Certification of Non-Filing of State Income Tax Return Name: Name: Address: STATE OF HAWAII ) SS: COUNTY OF HAWAII ) The undersigned hereby certify that the borrower(s), pursuant to the laws and regulations as established by the State of Hawaii Department of Taxation, did not file a State Income Tax Return for the tax year , and that the borrower(s) understand that misrepresentation of information or failure to disclose information will constitute just cause for the County to call the loan immediately due and payable. BORROWER BORROWER Subscribed and sworn to before me this day of , 20 Notary Public, State of Hawai'i My commission expires: County of Hawai'i Office of Housing and Community Development 1990 Kino'ole Street, Suite 105 Hilo, Hawaii 96720 (808) 959-4642 Application No. RESIDENTIAL EMERGENCY REPAIR PROGRAM VERIFICATION OF MORTGAGE OR DEED OF TRUST The client identified below has applied for a housing rehabilitation loan from the Office of Housing and Community Development(OHCD). The applicant has authorized the OHCD in writing to obtain verification of the status of existing mortgages on the property from any source named in the application. The requested information in this verification of mortgage is for the confidential use of the OHCD and the U.S. Department of Housing and Urban Development. Please furnish the information requested below and return this form using the stamped, addressed envelop provided. If you have any questions please feel free to contact our office. Thank you for your cooperation. County of Hawai'i Office of Housing and Community Development 1990 Kino'ole Street, Suite 105 Hilo, Hawaii 96720 808,1959-4642 PART I. Applicant Information (To be completed by applicant) Name of Applicant Address of Applicant Address of Mortgaged Property Mortgage Account Number PART II. Lender Information (To be completed by applicant) Name of Lender Address of Lender 1 p Notification G Watch Out For Lead-Based Poisoning t This property was constructed before 1978. There is a possibility it contains lead-based paint. Please read the following • i; information concerning lead-based poisoning. i Pr , Sources of Lead Based Paint agency to which you or your landlord scraping or brushing the loose paint is applying for rehabilitation assistance from the surface,then repainted with The interiors of older homes and so the necessary steps can be taken to two(2)costs of non-leaded paint. 4. apartments often have layers of Test your unit for lead-based paint Instead of scraping and repainting,the lead-based paint on wails,ceilings hazards. If your unit does have lead- surface may be covered with other window silts,doors and door based paint,you may be eligible for materiel such as wall board,gypsum, frames. Lead-based paint and assistance to abate the hazard. or paneling. Beware that when lead- primers may also have been used based paint is removed by scraping or on outside porches,railings, Precautions to Take to Prevent Lead- sanding,a dust is created,which may , garages,fire escapes and lamp Based Paint Poisoning be hazardous. The dust can enter the posts. When the paint chips, body either by breathing it or swallowing flakes or peels off,there may be a You can avoid lead-based paint it. The use of heat paint removers could real danger for babies and young poisoning by performing some preventive create a vapor or fume which may cause children. Children may cal paint maintenance. Look at your walls,ceilings, poisoning if inhaled over a long period of chips or chew on painted railings, door,door frames and window sills. Arc time. Whenever possible,the removal of windows sills or other items when there places where the paint is peeling, lead-based paint should take place when parents are not around. Children flaking,chipping,or powdering? If so, there arc no children or pregnant women can also ingest lead even if they do there are some things you can do on the premises. Simply painting over not specifically eat paint chips or immediately to protect your child: defective lead-based paint surfaces does 0 dust particles containing lead,they not eliminate the hazard. Remember that may get these particles on their (a) Cover all furniture and appliances; you as an adult play a major role in the & hands,put their ltands into their prevention of lead poisoning, Your actions mouths,and ingest a dangerous (b) Get a broom of stiff brush and remove and awareness about the lead problem can amount of lead. all loose pieces of paint from walls,woodwork, make a big difference. I window wells and ceilings, I fazards of Lead-Based Paint tenant and Homebuyer Responsibilities (c) Sweep up ail pieces of paint and plaster Lead poisoning is dangerous- and put them in a paper bag or wrap theta in You should immediately notify the especially to children under the age news-paper. Put these packages in the trash management office of the agency through of seven(7). It can eventually cause can. DO NOT BURN THEM. which you are purchasing your home if the mental retardation,blindness and unit has flaking,chipping,powdering or even death. (d) Do not leave paint chips on the floor in peeling paint,water leaks fiom plumbing, window wells. Damp map floors and windows or a defective roof. You should operate Symptoms of Lead-based Paint sills in and around the work area to remove all with that office's effort to repair the unite Poisoning dust and paint particles. Keeping these areas clear of paint chips,dust and dirt is easy and Has your child been especially ver important;and [_)I have received a copy of the cranky or irritable? Is he or she Notice entitled"Watch Out for Lead eating normally? Does your child (e) Do not allow loose paint to remain within Paint Poisoning" have stomachaches and vomiting, your children's reach since children may pick Does he or she complain about loose paint oft'the lower part of the walls headaches? Is your child unwilling Date to play? These may be signs of lead Homeowner Maintenance and Treatment of poisoning. Many times though,there Lead-Based Paint Hazards arc no symptoms at all. Because there Print Full Name are no symptoms does not mean that As a homeowner,you should take the necessary you should not be concerned if you steps to keep your home in good shape. Water believe your child has been exposed to leaks from faulty plumbing,defective roofs and Signature lead-based paint. exterior holes or breaks may admit rain and dampness into the interior of your home These Advisability mid Availability of Blood conditions damage walls and ceilings and cause Lead Level Screening paint to peel,crack or flake. These conditions should be corrected immediately. Before If you suspect that your child has eaten chips of paint or someone told you this,you should take your child to the doctor or clinic for testing. If the test shows that your child has an elevated blood level,treatment is available. Contact your doctor or local health department for help or more information. Lead screening and treatment are available through the Medicaid Program for those who arc eligible. If your child is identified as having an elevated blood lead level, you should immediately notify the Community Development or other