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of availability of housing and even to the extent availability of homeless facilities for <br />people who move here. <br />As I look at it, as I look at it from my point of view, you know, it would definitely be at <br />an overload. When you speak of the local and regional traffic when you go to Kona, you <br />have to waitoveran hour from Matsuyama Store to get down to Kailua Village; and by <br />the same token with Kamuela from Hawaii Prep going to the intersection in Kamuela, it <br />takes you one hour, 45 minutes to an hour toreach there. So, again, for me the quality of <br />life has been impacted, my quality of life has been impacted. <br />And then when you look at people who live here who want to buy a home, now for <br />instance in my community there are people who worked in the plantation. They were <br />fortunate that when the plantation had closed they had to pay only $1100 for the <br />surveying and the documentation, and they owned their house and lot. Today, some of <br />themhaveforeclosedontheirpropertybecausefindingthattheyhadsomeequityinthe <br />homes they overspent and now they€re under foreclosure and they lose the property. And <br />there are those who in turn improved their property a little bit and have sold their home <br />for $250,000 plus dollars. They can get more for that. You know, that€s a problem <br />we€ve seen because the demand for housing has increased to the extent that, you know, it <br />kind of, the supply is just not there but the demand is there and people are willing to pay <br />for it. And that again impacts our real property taxes that we pay. When I had my place <br />appraised just last year when I refinanced my loan, I was surprised that it was worth that <br />much. I didn€t imagine that it was worth that much. Then I looked at other properties in <br />my surrounding area where it has been sold, and I would do some research, and then I <br />find that the price was so astronomical that it€s sad. Everything is going out of whack <br />right now. <br />And when you find the median income housing in the Big Island is about probably <br />$450,000 to $500,000, who€s going to afford that? You know, those with medium <br />income probably they can inch out their way. But those who are less, way less, who are <br />just making a living, they can€t even get a house, they cannot even pay the rental. And <br />that€s why throughout this whole state there are problems with the homeless; and it€s not <br />low income, it€s the homeless ones who are in need of those help. <br />So, you know, again, I look at this and I think what we have before us is something that <br />would bring out these issues for discussion and for consideration. And then when the <br />time comes, if and when we have to make some major decisions then these things, you <br />know, will help us determine that. And what€s why I asked if we have a growth <br />management policy. As you indicated, you know, in such a way we have. But it would <br />have to take someone who would become familiar with the Land Use laws, the General <br />Plan and other issues to determine whether or not we have a controlled growth plan or <br />not. And I was thinking might be if we can come up with some policy statement or <br />document that would just state clearly, okay, this is what we want. And might be this can <br />be done in the next General Plan review. But I think it should come out and specifically <br />state, you know, what the goals are. Sometimes it€s so vague and hard to understand <br />what the real message is. <br />8EXHIBIT D <br /> <br />