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39. Live-In Aide: See definition for Care Attendant. 40. Low-Income Family: A family whose income does not exceed eighty percent (80%) of the median income for an area as determined by HUD with adjustments for smaller or larger families, except that HUD may establish income limits higher or lower than eighty percent (80%) for areas with unusually high or low incomes. 41. Medical Expenses: Those medical expenses which are anticipated during the 12-month period for which the Annual Income is computed, and which are not covered by insurance or otherwise reimbursed (however, premiums for such insurance may be included as medical expenses). When it is unclear in the HUD rules as to whether or not to allow an item as a medical expense, the most current published Internal Revenue Service (IRS) Publication 502 will be used as a guide. Non- prescription medicines must be doctor-recommended in order to be considered a medical expense. 42. Monthly Income: One-twelfth of the Annual Income. 43. Monthly Income after Allowances (Adjusted Monthly Income): One-twelfth of the Annual Income after allowances. 44. Owner or Landlord: Any person or entity, including a cooperative, having the legal right to lease or sub-lease to Participants. 45. OHCD-The Office of Housing and Community Development: An office which executes housing policies for Hawai’i County and is administratively assigned to the Mayor's Office. 46. Overcrowding: 47. Participant (Participant Family): A family that has been admitted to the OHCD’s Section 8 Program is currently assisted in the Program. 48. Payment Standard: The maximum monthly assistance payment for a family assisted in the voucher program (before deducting the total tenant payment by the family.) 49. Persons with Disabilities: A person with disabilities Rules and Regulations -18- 0010ARslh-TBRA 11/01/2007